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$2,167,200

NAL Estimated Property Value

1640 WINDING CREEK Road, Prosper, TX, 75078

Off MarketInfo
Beds5 Beds
Baths5 Bath
Baths4,463 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$193.82 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3.5Bathrooms Full 3.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Double Oven, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Vented Exhaust Fan, Tankless Water Heater, Gas Water Heater
FlooringCarpet, Ceramic Tile, Wood

Exterior

Exterior FeaturesBalcony, Rain Gutters
Lot Size1.60 acres

Building Information

Year Built1999
Roof Type105
Garage Spaces4

Land Information

APNR-3846-00A-013R-1
Lot Number13R
SubdivisionGentle Creek Estates Phase One (Cpr)
Land UseResidential
Legal DescriptionGENTLE CREEK ESTATES PHASE ONE (CPR), BLK A, LOT 13R
Census Tract030302
Assessed Land Value$503,370
Assessed Improvement Value$1,663,830
Assessment Year2025

About this property

HUGE PRICE DROP! Gentle Creek Estates Coveted 1.6 Acre Creek Lot. Amazing 3-level 7,453 total sf. custom designed one owner home w panoramic views of heavily-treed lot create serenity & vastness of privacy. Appraisal lists 4463 sqft on 1st & 2nd floor, w an EXTRA 2990 sqft basement! Light & bright kitchen, family sized breakfast nook w a deck invites you to sit & enjoy the views. Formal dining, LA w fireplace & executive office w iron doors. Master bedrm w walls of windows & sitting area on the main floor, 3 bedrms, 2 baths & study nook on the 2nd floor. New paint & carpet throughout. The unique walkout basement offers a large 5th bed & bath. THE PERFECT SET UP for someone w a home-based business & 3 car garage

Investor Tools

Property Icon
$2,167,200
Estimated Property Value
$454,377Estimated Mortgage Balance
$1,712,823Estimated Equity
79% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$13,003 /month
Positive
Cash Flow Estimate:
$4,334 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$2,976/month
$395/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$24,873
$2,167,200
2025
$503,370
$1,663,830
$2,167,200
No

Tax History

Year
Tax Paid
Assessed Value
2024
$24,873
$2,167,200

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Caliber Home Loans Inc
Conventional
$510,400
No
First
Sep 30, 2020
Oct 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$454,377
$1,712,823
79%
21%
$3,061/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,450/mo
$3,456/mo
$-6/mo
1.9%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Prosper

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1640 WINDING CREEK Road | Property Details | No Agent List