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$244,000

NAL Estimated Property Value

16444 Fm 428, Celina, TX, 75009

Off MarketInfo
Baths1,344 Sq Ft
ImprovedLandImprovedLand
Year BuiltBuilt in 2007

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Garage AvailableGarage Available

Exterior

Lot Size1.03 acres

Building Information

Year Built2007
Stories1
Garage Spaces2

Land Information

APNR199478
Lot Number14
SubdivisionMeadow Vista Ph 1
Land UseResidential
Legal DescriptionMEADOW VISTA PH 1 BLK 1 LOT 14 SN#1 HOTX08808668A HUD# NTA0851262
Census Tract020129
Assessed Land Value$224,289
Assessed Improvement Value$55,711
Assessment Year2025

About this property

A Rare Opportunity in the Heart of North Texas Growth! Discover an exceptional 1 acre property perfectly positioned at the epicenter of North Texas explosive growth, where Dallas Parkway (Dallas North Tollway), the Outer Loop, Teel,Smiley Road, and FM 1385 converge. Located where Celina, Prosper, Aubrey, and Pilot Point meet, this property offers the best of both worlds: no HOA, no City of Celina restrictions, and no city taxes, as it is located outside both the City of Celina limits and the Celina ETJ, with only Denton County regulations. The property includes a small existing home that will be sold as is, offering a convenient place to live or store belongings while you build your dream home, renovate, or make improvements to the property. With utilities already on the property, this is an outstanding opportunity for a custom estate, investment, or future development. Location Highlights: Only .25 mile to the Outer Loop (FM 428) 2.2 miles to Dallas Parkway 2.9 miles to FM 1385 Earthman Park just south on Smiley,Teel Road Smiley Road (future Teel extension) is planned to expand to six lanes, further enhancing accessibility and long-term value. Positioned in the path of tremendous growth, this property is surrounded by one of the fastest-growing areas in the nation. Opportunities to own unrestricted acreage in this highly sought-after corridor are becoming increasingly rare

Investor Tools

Property Icon
$244,000
Estimated Property Value
$115,427Estimated Mortgage Balance
$128,826Estimated Equity
81% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,700 /month
Positive
Cash Flow Estimate:
$900 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$130/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$345
$190,352
2025
$224,289
$55,711
$280,000
No

Tax History

Year
Tax Paid
Assessed Value
2025
$345
$190,352

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Wintrust Mortgage
Fha
$133,536
Yes
First
Sep 24, 2019
Oct 2049

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$115,427
$515,573
81%
47%
$801/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Celina

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16444 Fm 428 | Property Details | No Agent List