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$1,718,000

NAL Estimated Property Value

178 Balch Rd, Elgin, TX, 78621

Off MarketInfo
Beds5 Beds
Baths5 Bath
Baths4,358 Sq Ft
price_per_sqft$390.09 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 5Bathrooms Full 5
Heating CentralHeating Central
CoolingCooling
AppliancesBar Fridge, Cooktop, Dishwasher, Energy Star Qualified Appliances, Exhaust Fan, Gas Cooktop, Disposal, Microwave, Oven, Refrigerator
FlooringCarpet, Tile

Exterior

Exterior FeaturesLighting, Private Entrance, Rain Gutters
Lot Size25.62 acres

Building Information

Year Built2009
Stories1
Roof Type105
Garage Spaces2

Land Information

APNR109134
SubdivisionStandifer, James
Land UseResidential
Legal DescriptionA60 STANDIFER, JAMES, TRACT C, ACRES 25.62
Census Tract950101
Assessed Land Value$420,766
Assessed Improvement Value$222,138
Assessment Year2025

About this property

Welcome to Balch Ranch, a one-of-a-kind Texas ranch estate set on 25.62 picturesque acres just outside Elgin. This exceptional property blends brand-new 2025 construction with authentic country living, offering outstanding versatility for a private homestead, multi-generational living, income-producing guest quarters, or an equestrian retreat. The main residence, completed in 2025, offers approximately 3,200 square feet of thoughtfully designed living space with 12-foot coffered ceilings, designer lighting, and an expansive open-concept layout. Premium finishes include brazilian quartzite countertops, custom cabinetry, stainless steel appliances, LED lighting, tinted windows with motorized shades, and energy-efficient upgrades throughout. The chef’s kitchen anchors the heart of the home and flows seamlessly into the living and dining areas, ideal for entertaining. The primary suite provides a private retreat with luxe porcelain tile, dual vanity areas, a spa-inspired walk-in shower, and an expansive custom walk-in closet. Outdoor living is equally impressive with a covered patio featuring cedar ceilings and a wood-burning fireplace, perfect for relaxing evenings and year-round gatherings. A separate guest house built in 2009 offers approximately 1,200 square feet with two bedrooms, one bath, its own electrical meter, and carport—ideal for extended family or rental income. Additional improvements include a large barn, two greenhouse areas with power, a 2,500-gallon water tank, and fenced pastures ready for horses, livestock, or agricultural use. Enjoy the peace and privacy of country living while remaining approximately 40 minutes from Downtown Austin—Balch Ranch offers a rare combination of space, flexibility, and modern construction.

Investor Tools

Property Icon
$1,718,000
Estimated Property Value
$282,030Estimated Mortgage Balance
$1,435,970Estimated Equity
83% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$10,308 /month
Positive
Cash Flow Estimate:
$3,436 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,776/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$12,723
$642,904
2025
$420,766
$222,138
$642,904
No

Tax History

Year
Tax Paid
Assessed Value
2024
$12,723
$642,904

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank Of Bastrop
Commercial
$300,000
No
First
Feb 17, 2023
Feb 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$282,030
$1,435,970
83%
16%
$1,799/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Elgin

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178 Balch Rd | Property Details | No Agent List