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$600,000

1805 Oak Shore Dr, Tool, TX, 75143

PendingInfo
Beds2 Beds
Baths2 Bath
Baths1,649 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$363.86 / sqft
Year BuiltBuilt in 1975

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms 2Bathrooms 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
FlooringCarpet, Vinyl

Exterior

Exterior FeaturesBoat Slip, Dock

Building Information

Year Built1975
Roof Type105
Garage Spaces2

Land Information

APN4400-0008-0300-63
Lot Number30
SubdivisionTrade Winds (168)
Land UseResidential
Legal DescriptionLT 30 AB 488 T S MITCHELL SUR, TRADE WINDS, BLK 8 LT 30, A/157
Census Tract950802
Assessed Land Value$132,750
Assessed Improvement Value$182,310
Assessment Year2025

About this property

Tucked into a peaceful cove on Cedar Creek Lake, this 1,649 square foot waterfront home offers 3 bedrooms and 2 bathrooms, move in ready and turnkey. Step inside and feel the open flow between the living, dining, and kitchen areas, topped by a cathedral ceiling that draws your eye toward panoramic lake views. The boat house comfortably fits a boat and additional water craft, complete with a touchless powered cover for easy, weatherproof storage. Enjoy morning coffee on the expansive covered deck, take a swim to cool off in the cove, or float with your favorite beverage in hand. This property offers something for everyone. Additional features include a 2 car carport and a covered charging station for your golf cart. The home is tastefully decorated and thoughtfully furnished throughout, sold turnkey with everything you need. Just bring your bathing suit. Located in the waterfront community of Trade Winds, which offers two POA parks and a private boat ramp, this home is just minutes from Tool City Park, Fig's Backyard, Fig's Playground, Fig's Steak and Italian restaurant, and Triple N Winery. It's about an hour from Dallas and a great fit for a weekend getaway, short term rental, or full time living. Grab your bathing suit and shorts, lake life is waiting!

Investor Tools

$404,636Estimated Mortgage Balance
$157,364Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,600 /month
Positive
Cash Flow Estimate:
$1,200 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$583/month
$125/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,180
$315,060
2025
$132,750
$182,310
$315,060
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,180
$315,060

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Integrity Mortgage Corporation Of Texas
Conventional
$408,800
No
First
Dec 15, 2025
Jan 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$404,636
$105,364
20%
72%
$2,451/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Tool

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