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$635,000

NAL Estimated Property Value

184 Settlement Lane, McLendon Chisholm, TX, 75032

$646,690 ARVInfo
Off MarketInfo
Beds5 Beds
Baths5 Bath
Baths2,870 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$236.93 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

Off-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms 5Bathrooms 5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating GasHeating Gas
CoolingCooling
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Double Oven, Tankless Water Heater
FlooringCarpet, Ceramic Tile, Vinyl

Exterior

Exterior FeaturesRain Gutters, Garden
Lot Size1 acre

Building Information

Year Built2023
Stories1
Garage Spaces3

Land Information

APN3891-000C-0020-00-0R
Lot Number20
Land UseResidential Sfr Non-Waterfront
Legal DescriptionHERITAGE PHASE TWO BLK C LOT 20
Census Tract040508
Assessed Land Value$70,000
Assessed Improvement Value$521,673
Assessment Year2025

About this property

Welcome to a meticulously designed and highly upgraded home in the sought-after community of McLendon-Chisolm. This stunning 5-bedroom, 4.5-bathroom residence boasts a thoughtfully planned split layout that offers both privacy and flexibility—perfect for multigenerational living or a growing family. Step inside to find two spacious living areas, a flex room ideal for a formal dining space or home office, and luxury vinyl plank floors throughout. The heart of the home features a vaulted-ceiling living room with a cozy gas fireplace, and a gourmet kitchen that’s ready to impress—with a massive granite island, double ovens, a 5-burner gas cooktop, two-toned cabinetry, and a walk-in pantry. A charming breakfast nook adds the perfect touch. Each secondary bedroom is generously sized with large closets—two of which offer ensuite bathrooms, and the other two share a Jack-and-Jill bath. The private primary suite is a true retreat with a spa-like ensuite featuring a separate tub and shower, and a custom closet system that will keep everything organized. Additional highlights include: Guest half-bath, mudroom, and large laundry room, gas tankless water heater and 3-car garage with mini-split cooling and storage racks. New steel front and back doors with privacy glass, custom outdoor lighting from front to back. Fully fenced backyard with covered patio, raised vegetable beds, flower gardens, and pastoral views with no back neighbors. Front yard lined with raised flower beds and full irrigation for lawn, trees, and gardens. Enjoy serene, scenic living with the convenience of top-rated schools: Pullen Elementary, Cain Middle School, and Heath High School. Unlike the new construction homes in the area, this one is a true showstopper, packed with upgrades and ready for discerning buyers seeking comfort, style, and value.

Investor Tools

Property Icon
$635,000
Estimated Property Value
$480,370Estimated Mortgage Balance
$154,630Estimated Equity
24% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$646,689
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,080 /month
Positive
Cash Flow Estimate:
$1,360 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$574/month
$695/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,708
$591,673
2025
$70,000
$521,673
$591,673
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,708
$591,673

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$487,500
No
First
Jul 21, 2025
Sep 2040

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$480,370
$154,630
24%
76%
$2,923/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,310/mo
$3,618/mo
$-1,308/mo
4.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McLendon Chisholm

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184 Settlement Lane | Property Details | No Agent List