B+

NoAgentList RatingHow are grades calculated?

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Owner Contacts

$294,000

NAL Estimated Property Value

18522 Rustic Oar Way, Humble, TX, 77346

Off Market

3 Beds

2 Bath

2,091 Sq Ft

Single Family Residence

$118.13 / sqft

Built in 2006

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesENERGY STAR Qualified Appliances, Disposal, Convection Oven, Gas Oven, Microwave, Gas Range, Dishwasher, Dryer, Refrigerator, Washer

FlooringCarpet, Tile, Wood

Exterior

Lot Size7,349 sqft

Building Information

Year Built2006

Garage Spaces2

Land Information

APN1159850530034

Lot Number34

SubdivisionChampions Village

Land UseResidential

Legal DescriptionLT 34 BLK 53 CHAMPIONS VILLAGE WALDEN ON LAKE HOUSTON PH 5

Census Tract250404

Assessed Land Value$78,529

Assessed Improvement Value$207,731

Assessment Year2025

About this property

Turn-Key home with lots of updates and improvements in Golf Course Community! Hand-scraped Hardwood floors in Den, Dining Room & office. Formal dining room with crown molding & chair rail. Large open living area with high ceiling for your enjoyment. Office with French Doors. Kitchen open to Den with newer Stainless Steel appliances 7/20 & Breakfast area. Primary Bedroom with en-suite bath, custom walk-in shower, quartz countertop, beveled glass mirror & walk-in closet. Carpet replaced 3/21, bathroom countertops, fixtures, mirrors in 3/21, Interior (walls & ceilings) painted 3/21, Exterior painted 8/20, roof & gutters replaced in 9/20, AC replaced in 2019, Hot Water Heater replaced in 2016, whole house plantation shutters, added floored storage in garage. Office could be 4th bedroom. Oversized custom concrete patio. Room for a pool in backyard. Home has high elevation, no flooding. Close to shopping, Beltway, International Airport & easy access to Downtown/Medical Center.

Investor Tools

$294,000

Estimated Property Value

$229,425Estimated Mortgage Balance

$64,575Estimated Equity

22% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

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Rent-to-Value Ratio: 0.72%

Rent Estimate

$1,764 /month

Positive

Cash Flow Estimate:

$588 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$291/month

$365/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$2,026

$286,260

2025

$78,529

$207,731

$286,260

Tax History

Year

Tax Paid

Assessed Value

2024

$2,026

$286,260

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Synergy Mortgage Llc

Conventional

$253,655

First

May 10, 2021

Jun 2051

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$229,425

$65,575

22%

78%

$1,521/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$2,960/mo

$1,886/mo

+$1,074/mo

12.1%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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