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7view

Owner Contacts

$653,000

NAL Estimated Property Value

18981 Harbor Side Blvd, Montgomery, TX, 77356

Off Market

3 Beds

3 Bath

3,281 Sq Ft

Single Family Residence

$121.91 / sqft

Built in 2005

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3

Bathrooms Full 3

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDishwasher, Disposal, Microwave, Gas Cooktop, Electric Oven

FlooringTile, Vinyl, Wood

Exterior

Lot Size1 acre

Building Information

Year Built2005

Stories2

Roof Type105

Garage Spaces2

Land Information

APN5724-02-03300

Lot Number12

SubdivisionHarbor Side 02

Land UseResidential

Legal DescriptionHARBOR SIDE 02, BLOCK 2, LOT 12

Census Tract694303

Assessed Land Value$55,000

Assessed Improvement Value$536,757

Assessment Year2025

About this property

GORGEOUS home on ONE ACRE in Montgomery!? Here you go! This home has it all with a great LOCATION and good elbow room in a lake community with a community boat launch. You will enjoy this estate community in Harbor Side. It's a beautiful place to live and offers quiet and peace while also being close to everything you need. You have the best schools, a security gate, lake access, and good access to HW 105 and the amenities you need on a daily basis. The homes is mostly all on ONE story with the exception of a bonus room upstairs that can be a game room, another bedroom, or anything else you want. You'll love the high ceilings, and all the NEW WINDOWS by Renewal by Anderson let in great natural light throughout the home. This home has a nice open living area that is open to the kitchen and formal dining room. There is a true study that could double as a bedroom if needed, but also the upstairs bonus room that has a full bath for a possible 5 bedrooms. You'll love this home!!!

Investor Tools

$653,000

Estimated Property Value

$323,279Estimated Mortgage Balance

$329,721Estimated Equity

50% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$3,918 /month

Positive

Cash Flow Estimate:

$1,306 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$861/month

$1,200/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$7,068

$591,757

2025

$55,000

$536,757

$591,757

Tax History

Year

Tax Paid

Assessed Value

2024

$7,068

$591,757

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Crystal Clear Mortgage Llc

Conventional

$368,424

First

Feb 18, 2020

Mar 2050

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$323,279

$326,721

50%

$2,209/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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