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$725,000

1904 Winchester St, McKinney, TX, 75072

Off MarketInfo
Beds5 Beds
Baths4 Bath
Baths4,036 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$179.63 / sqft
Year BuiltBuilt in 2003

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Gas Cooktop, Gas Water Heater, Microwave
FlooringCarpet, Ceramic Tile, Wood

Exterior

Exterior FeaturesRain Gutters

Building Information

Year Built2003
Stories2
Garage Spaces2

Land Information

APNR-4330-00A-0080-1
Lot Number8
SubdivisionCanterbury (Cmc)
Land UseResidential
Legal DescriptionCANTERBURY (CMC), BLK A, LOT 8
Census Tract030529
Assessed Land Value$185,000
Assessed Improvement Value$537,648
Assessment Year2025

About this property

Welcome to luxury living at its finest in the heart of Stonebridge Ranch — one of McKinney's most sought-after master-planned communities. This stunning 5-bedroom, 4-bathroom home delivers the perfect blend of elegance, function, and lifestyle. From the moment you arrive, the classic brick exterior, manicured landscaping, and covered front porch set the tone for everything inside. Hardwood floors flow through the main living areas, where a dedicated home office, a formal dining room with wainscoting, and a spacious family room with a dramatic floor-to-ceiling stacked stone fireplace and built-in cabinetry create an effortless entertaining experience. The kitchen is a chef's dream, featuring rich wood cabinetry, granite countertops, stainless steel appliances, a gas range, and an abundance of storage — all opening to a bright breakfast area with views of the backyard. The primary suite is a true retreat, offering a spa-inspired bathroom with dual vanities, a freestanding soaking tub, a frameless glass walk-in shower with designer tile and matte black fixtures, and a dedicated vanity area. A thoughtfully placed downstairs guest bedroom and full bath provide the perfect accommodations for visitors or multi-generational living. Upstairs, the entertainment continues with a sprawling game room complete with a bar, and custom cabinetry — plus a dedicated media room perfect for movie nights. Generously sized secondary bedrooms round out the upper level, each with room for the whole family to spread out. Step outside to your own private oasis — a cedar-covered patio overlooks a lush, tree-lined backyard with room to play, all enclosed by a full privacy fence. The three-car garage boasts a mini-split HVAC system so you can utilize it for a workshop or storage. Walk to Bennett Elementary, Stonebridge Ranch Aquatic Center, scenic hike-and-bike trails, and neighborhood parks. This is the one you've been waiting for.

Investor Tools

Property Icon
$725,000
Estimated Property Value
$274,416Estimated Mortgage Balance
$344,774Estimated Equity
62% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,350 /month
Positive
Cash Flow Estimate:
$1,450 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,186/month
$1,003/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,602
$722,648
2025
$185,000
$537,648
$722,648
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,602
$722,648

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Guaranty Mortgage Corp
Va
$274,416
Yes
First
Jun 16, 2004
Jul 2034

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$380,226
$344,774
47%
52%
$3,757/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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1904 Winchester St | Property Details | No Agent List