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$540,000

NAL Estimated Property Value

191 Palomino Loop, Whitney, TX, 76692

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths2,018 Sq Ft
price_per_sqft$237.86 / sqft
Year BuiltBuilt in 1998

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 4Bathrooms 4
AppliancesDishwasher, Disposal, Gas Cooktop, Plumbed For Ice Maker
FlooringCeramic Tile, Wood

Exterior

Exterior FeaturesBalcony, Dog Run, Fire Pit, Rain Gutters, Storage, Garden
Lot Size24,002 sqft

Building Information

Year Built2009
Garage Spaces3

Land Information

APN104386
Lot Number238-240
SubdivisionRanch Harbor Est
Land UseResidential
Legal DescriptionRANCH HARBOR EST #2 LT 238 - 240
Census Tract960400
Assessed Land Value$45,600
Assessed Improvement Value$437,590
Assessment Year2025

About this property

Resort like home by the Lake! Comes with rental potential with an extra guest house and shop. Kitchen recently remodeled, isolated master suite with bath, upstairs bedroom with balcony, newer roof, fresh paint, tankless water heater, 3 level patio perfect for entertaining. Guest house is 1600+sqft ,open floor plan, 1BR,1BA, loft area, living rm with gas FP, kitchen with island seating, custom woodwork throughout this sits above 3 car garage with storage, workshop, & half bath. 18x50 metal insulated shop, roll up door, carport, 220 RV hook up. Fully landscaped, automatic gates, gutters, sprinkler system, storm shelter, generac whole house generator, firepit, gazebo, garden area, and more!

Investor Tools

Property Icon
$540,000
Estimated Property Value
$267,663Estimated Mortgage Balance
$272,337Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,240 /month
Positive
Cash Flow Estimate:
$1,080 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$465/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,881
$483,190
2025
$45,600
$437,590
$483,190
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,881
$483,190

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Credit Union Of Texas
Conventional
$275,000
No
First
Nov 8, 2024
Dec 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$267,663
$272,337
50%
50%
$1,649/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitney

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191 Palomino Loop | Property Details | No Agent List