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$461,230

NAL Estimated Property Value

19131 White Bluff Drive, Whitney, TX, 76692

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,192 Sq Ft
price_per_sqft$209.81 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesBuilt-In Gas Range, Dishwasher, Disposal, Gas Oven, Gas Water Heater, Microwave, Tankless Water Heater
FlooringCarpet, Tile, Wood

Exterior

Private PoolPrivate Pool
Lot Size19,776 sqft

Building Information

Year Built2021
Garage Spaces2

Land Information

APN144506
Lot Number131
SubdivisionWhite Bluff
Land UseResidential
Legal DescriptionWHITE BLUFF #19 LT 131
Census Tract960200
Assessed Land Value$16,810
Assessed Improvement Value$444,420
Assessment Year2025

About this property

ASSUMABLE 2.99% VA LOAN OFFERED FOR QUALIFIED VETERANS! Exceptional, energy efficient home with spray foam insulation in attic and exterior walls. This gorgeous home is situated on a double lot at the top of a hill located in highly desirable White Bluff Resort community featuring spectacular sunset views, 24 hour security, several restaurants, 4 pools, 3 tennis courts, and two 18-hole golf courses. Tankless water heater and huge island kitchen with 5-burner gas stove, cabinets to the ceiling, large corner pantry, significant natural light and views of the backyard. Split floor plan with oversized primary suite tucked away privately on one side. Custom Murphy bed in secondary bedroom. Private office that could be used as a 4th bedroom. Rounding out this striking property is a north-facing covered back patio, large laundry room, and garage featuring a lengthy workbench with an impressive amount of upper and lower cabinets and drawers.

Investor Tools

Property Icon
$461,230
Estimated Property Value
$411,466Estimated Mortgage Balance
$49,764Estimated Equity
10% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,767 /month
Positive
Cash Flow Estimate:
$922 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$421/month
$1,200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,748
$461,230
2025
$16,810
$444,420
$461,230
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,748
$461,230

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Pnc Bank Na
Conventional
$433,200
No
First
Aug 25, 2023
Sep 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$411,466
$49,764
10%
89%
$2,598/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitney

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19131 White Bluff Drive | Property Details | No Agent List