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B+
NoAgentList RatingHow are grades calculated?Info

$388,640

NAL Estimated Property Value

196 Creek Dr, Whitney, TX, 76692

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,310 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$151.47 / sqft
Year BuiltBuilt in 2009

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Double Oven, Vented Exhaust Fan
FlooringCarpet, Ceramic Tile, Laminate, Tile

Exterior

Exterior FeaturesKennel, RV Hookup, Storage
Lot Size18,774 sqft

Building Information

Year Built2009
Garage Spaces2

Land Information

APN129218
Lot Number183
SubdivisionLoma Alta
Land UseResidential
Legal DescriptionLOMA ALTA LT 182A & 183
Census Tract960400
Assessed Land Value$22,800
Assessed Improvement Value$365,840
Assessment Year2025

About this property

Discover the perfect blend of space, comfort, and convenience in this beautifully maintained 4-bedroom, 3-bath home offering approximately 2,310 square feet of living space. Featuring an attractive brick and stone exterior, the home is situated on double lots, providing generous indoor and outdoor living areas. The expansive backyard, shaded by mature trees, offers a peaceful setting ideal for entertaining, gardening, or relaxing. Inside, spacious living and kitchen areas provide ample room for everyday living and gatherings. A versatile bonus room adds flexibility for a home office, hobby space, or playroom. Additional features include a large storage building and an RV hookup to accommodate a variety of lifestyle needs. Conveniently located just minutes from Lake Whitney and McCown Valley Park, residents can enjoy nearby day-use areas, equestrian trails, and a boat ramp. Golf enthusiasts will appreciate close proximity to the championship courses at White Bluff Resort. This property offers a well-rounded lifestyle with comfort, outdoor recreation, and convenience. Schedule your private showing today.

Investor Tools

Property Icon
$388,640
Estimated Property Value
$170,018Estimated Mortgage Balance
$218,622Estimated Equity
56% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,332 /month
Positive
Cash Flow Estimate:
$777 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$355/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,317
$388,640
2025
$22,800
$365,840
$388,640
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,317
$388,640

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Research Center Llc
Va
$213,493
Yes
First
Sep 2, 2016
Oct 2046

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$170,018
$218,622
56%
44%
$1,280/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitney

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196 Creek Dr | Property Details | No Agent List