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$425,130

NAL Estimated Property Value

198 Woodlands Lane, Chico, TX, 76431

$435,178 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,397 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$237.8 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave
FlooringCarpet, Ceramic Tile, Tile

Exterior

Exterior FeaturesLighting, Private Yard
Lot Size2.50 acres

Building Information

Year Built2024
Garage Spaces2

Land Information

APN62231
Lot Number14
Land UseRural Land Non-Qualified For Open Space
Legal DescriptionAB 454 C J OCONNER AB 1556 MEP&P RR CO AB 845 JAMES TARLETON LT 14 LONE INDIAN RANCH ADDITION
Assessed Land Value$62,500
Assessed Improvement Value$362,630
Assessment Year2025

About this property

Experience modern country living in this custom-built 3-bedroom, 2-bathroom home, perfectly positioned on 2.5 wooded acres in the peaceful Lone Indian Ranch community. The home has a great floor plan with a large upstairs bonus room. The home offers plenty of flexible space for work, play, or guests. The open concept living and kitchen area is ideal for everyday living and entertaining, complete with a cozy fireplace and plenty of natural light. The kitchen is designed for both function and style, opening seamlessly into the main living area to keep everyone connected. The private master suite features a unique flex space, perfect for a reading nook, study, nursery, or relaxing daybed. Built with efficiency and comfort in mind, this home is fully insulated with spray foam throughout, helping maintain year-round comfort and lower energy bills. Quality craftsmanship and thoughtful details are found throughout the interior. Step outside to enjoy the expansive wraparound porch makes it an ideal spot to take in the quiet of the countryside, sip your morning coffee, or relax after a long day. With 2.5 acres of mature trees surrounding you, there's room to roam, garden, or simply enjoy the privacy and views. Watch the beautiful and natural wildlife right outside your window. This home is more than just new construction; it's a place where modern amenities meet the tranquility of nature. This is your Home! Easy access to Hwy 287, Hwy 114, and Hwy 380. Just North of Lake Bridgeport.

Investor Tools

Property Icon
$425,130
Estimated Property Value
$527,964Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$435,178
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,420 /month
Positive
Cash Flow Estimate:
$1,140 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$177/month
$350/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$425,130
2025
$62,500
$362,630
$425,130
No

Tax History

Year
Tax Paid
Assessed Value
2025
N/A
$425,130

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
American National Bank & Trust
Fha
$533,397
Yes
First
Oct 31, 2025
Nov 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$527,964
N/A
0%
124%
$3,198/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Chico

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198 Woodlands Lane | Property Details | No Agent List