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$783,796

NAL Estimated Property Value

1993 Fm 3186, Onalaska, TX, 77360

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,426 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$370.57 / sqft
Year BuiltBuilt in 2023

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 3Bathrooms 3
Garage AvailableGarage Available
AppliancesWater Heater, Disposal, Gas Oven, Microwave, Gas Range, Dishwasher, Dryer, Refrigerator, Washer
FlooringTile

Exterior

Exterior FeaturesBoat Slip

Building Information

Garage Spaces2

Land Information

APNS2200000900
Lot Number9
SubdivisionStanford Shores
Land UseVacant Land
Legal DescriptionSTANFORD SHORES LOT 9
Census Tract210206
Assessed Land Value$262,800
Assessed Improvement Value$520,996
Assessment Year2025

About this property

Welcome to your waterfront dream! This custom, single-story lake house offers breathtaking views from the primary suite, kitchen, dining, and living areas. Built for both comfort and style, it features soaring 10-ft ceilings, 4 spacious bedrooms, 3 full baths, and an expansive open-concept layout perfect for entertaining. The chef’s kitchen boasts a large island with seating, sleek counters, SS appliances, gas range, floating shelves, and abundant cabinetry. The living room showcases a stunning 72" smart electric fireplace. Enjoy modern upgrades including 2 ACs, tankless water heaters, natural gas fire pit, patio pre-wired for a hot tub, and a large utility room. The oversized garage fits a pickup and includes a 220 plug for EV charging. With thoughtful finishes throughout and direct water access, this move-in ready home truly has it all. Get ready to dock ‘n roll—your lakefront lifestyle begins here! LOW tax rate. Be sure to watch the virtual tour!

Investor Tools

Property Icon
$783,796
Estimated Property Value
$613,136Estimated Mortgage Balance
$170,660Estimated Equity
21% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,394 /month
Positive
Cash Flow Estimate:
$1,798 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$654/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,925
$783,796
2025
$262,800
$520,996
$783,796
No

Tax History

Year
Tax Paid
Assessed Value
2022
$3,925
$783,796

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Morgan Stanley Private Bank Na
Conventional
$620,000
No
First
Jul 28, 2025
Aug 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$613,136
$170,660
21%
78%
$3,540/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Onalaska

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1993 Fm 3186 | Property Details | No Agent List