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$260,000

201 N Esplanade St, Cuero, TX, 77954

$338,000 ARVInfo
Off MarketInfo
Baths3,952 Sq Ft
price_per_sqft$202.18 / sqft
Year BuiltBuilt in 1920

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

FlooringVinyl

Building Information

Year Built1995

Land Information

APN45758
Land UseResidential
Legal DescriptionLIVING AREA OVER STORE (PT 1 BLK 3 CUERO)
Census Tract970300
Assessed Improvement Value$90,360
Assessment Year2025

About this property

This remarkable two-story commercial building in the heart of Cuero, Texas, was originally the town's historic bank. Built during the 19th century, the exterior retains its classic architectural details, including ornate brickwork and large arched windows that echo the elegance of the time. Inside, the ground floor is a versatile retail or office space that has retained its original bank vault, a key feature that speaks to its rich history. The space has been thoughtfully repurposed but still holds much of the charm and elegance of its former use, making it ideal for modern commercial use while keeping the historic essence alive. The second story has been transformed into a spacious studio apartment. High ceilings, large windows that flood the space with natural light, and a blend of historic and modern touches give this apartment a unique atmosphere. The updated kitchen boasts wood cabinetry and granite countertops, perfect for contemporary living. This upper floor is ideal for an artist’s studio, a rental space, or as a live-in apartment for the business owner.

Investor Tools

Property Icon
$260,000
Estimated Property Value
$0Estimated Mortgage Balance
$260,000Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$338,000
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,794 /month
Positive
Cash Flow Estimate:
$1,598 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$251/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,707
$90,360
2025
N/A
$90,360
$90,360
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,707
$90,360

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$260,000
100%
0%
$0/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Cuero

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201 N Esplanade St | Property Details | No Agent List