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$257,000

201 Terry St, White Oak, TX, 75693

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,514 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$165.06 / sqft
Year BuiltBuilt in 1985

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Double Oven, Microwave, Electric Water Heater
FlooringTile, Vinyl

Exterior

Lot Size12,001 sqft

Building Information

Year Built1985
Stories1
Roof Type109
Garage Spaces2

Land Information

APN4000000002-008-00-01
Lot Number8
SubdivisionLe Maire
Land UseResidential
Legal DescriptionLTS 8; 9; 16 & 17 BLK 2 LE MAIRE
Census Tract010302
Assessed Land Value$14,480
Assessed Improvement Value$197,660
Assessment Year2025

About this property

Stop what you're doing and take a look at this 3-bedroom, 2-bathroom house on ~1.18 acres in White Oak ISD! 201 Terry is the ONLY PROPERTY currently on the market in White Oak that sits on just over an acre AND has a sales price below $300k. Let that sink in! This property is 1,514 square feet WITH A SUNROOM which adds an ADDITIONAL 120 square feet of cooled space. It includes FOUR LOTS and is two turns away from White Oak Road OR just one turn from North Whatley! It comes with an insulated storage building (that has a cement ramp AND electricity), metal outbuilding for storing your lawnmower, yard equipment, or garden tools, and a 25ft x 25ft metal carport that's big enough to store both an RV and boat (at once!) with PLENTY of room leftover for raised garden/flower beds or simply room to run and play if you, your friends, or family members need to let off some steam! When you walk in the front door, you'll find yourself in the entryway that leads into the living room. The galley kitchen is off the living room at the front of the house where you'll find a breakfast bar for additional seating, dining area, and double oven so you can cook multiple dishes simultaneously! The sunroom is also off the living room at the back of the house, and all three bedrooms, as well as the guest bathroom, are on the other end of the house. Updates include a BRAND NEW hot water heater (2025), new dishwasher, and new paneling in the garage. The roof, gutters, and ridge vents were replaced in 2020 and the house was repainted in 2018. All windows in the house have been updated and replaced, too! This home has been well-looked-after throughout the years and it shows! Whether you are looking to move into White Oak ISD, need a 3/2 under $275k, or want some land to allow for self-sustainability...this home shrieks OPPORTUNITY and you should make the most of it! So, start nailing together those 2x4s and get ready to build some raised garden and flower beds by scheduling a showing TODAY!

Investor Tools

Property Icon
$257,000
Estimated Property Value
$242,250Estimated Mortgage Balance
$18,293Estimated Equity
6% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,542 /month
Positive
Cash Flow Estimate:
$514 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$209/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,221
$212,140
2025
$14,480
$197,660
$212,140
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,221
$212,140

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$242,250
No
First
Jul 2, 2025
Jul 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$238,707
$18,293
7%
93%
$1,453/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: White Oak

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201 Terry St | Property Details | No Agent List