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$429,000

2020 S Congress Ave Apt 2109, Austin, TX, 78704

Off MarketInfo
Beds1 Beds
Baths1 Bath
Baths731 Sq Ft
Condos / TownhousesCondos / Townhouses
price_per_sqft$2.05 / sqft
Year BuiltBuilt in 1964

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 1Bedrooms 1
Bathrooms Full 1Bathrooms Full 1
AppliancesDishwasher, Disposal, Oven, Free-Standing Range, Refrigerator
FlooringCarpet, Tile, Wood

Exterior

Private PoolPrivate Pool
Lot Size1,050 sqft

Building Information

Year Built1964
Stories1

Land Information

APN04020120700000
Lot Number2109
Subdivision2020 Congress Condominiums Amended
Land UseResidential
Legal DescriptionUNT 2109 2020 CONGRESS CONDOMINIUMS AMENDED PLUS 1.26 % INT IN COM AREA
Census Tract001312
Assessed Land Value$1,892
Assessed Improvement Value$300,297
Assessment Year2025

About this property

**Charming Two-Story 1BR Condo – Prime South Congress Location with some utilities included!** Nestled in the heart of one of Austin’s most vibrant neighborhoods, this 731 sq ft, 1-bedroom, two-story condo offers the perfect blend of comfort, convenience, and urban living. Step outside, and you’re just moments away from iconic nightlife and dining options. **Location, Location, Location:** Live where Austin comes alive! Enjoy proximity to the bustling South Congress Avenue, famous for its eclectic mix of boutiques, galleries, and unparalleled nightlife. Indulge in Austin's authentic live music scene at C-Boys or savor the city’s best fried chicken at Lucy's - all within walking distance. **Stylish and Functional Interiors:** The layout is thoughtfully designed, offering a spacious feel and seamless flow throughout. A laundry room conveniently located on premises helps make laundry day a breeze. **Community Perks:** Enjoy access to the condo’s serene courtyard – the perfect spot for your morning coffee or evening read. Plus, with a refreshing pool at your fingertips, you’ve got a personal oasis right in your backyard. Don’t miss this rare opportunity to make the vibrant South Congress neighborhood your home. Owner pays HOA fees which includes trash, remaining utilities are responsibility of the tenant. This property is wired for Google Fiber.

Investor Tools

Property Icon
$429,000
Estimated Property Value
$50,000Estimated Mortgage Balance
$387,134Estimated Equity
88% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,574 /month
Positive
Cash Flow Estimate:
$858 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$736/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,690
$302,189
2025
$1,892
$300,297
$302,189
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,690
$302,189

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Broker Solutions Inc
Conventional
$50,000
No
First
May 17, 2018
Jun 2033

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$42,063
$375,937
89%
10%
$300/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,640/mo
$300/mo
+$1,340/mo
4.6%

Learn About the Market: Opportunity in Austin

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Austin

Austin may be the Live Music Capital of the World, but it’s also one of America’s fastest-growing innovation hubs. Fueled by tech expansion, the University of Texas, state government, and a steady influx of new residents, Austin blends startup energy with Hill Country charm.

From downtown high-rises overlooking Lady Bird Lake to booming suburbs like Round Rock and Leander, the region attracts younger professionals, entrepreneurs, and remote workers seeking opportunity with lifestyle. Austin isn’t just growing — it’s redefining what modern Texas looks like.

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Population Growth

Population Growth

~0.4%

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$555,300

Unemployment Rate

Unemployment Rate

3.20%

Price Trend

Price Trend

~0.4% YoY growth

New Permits

New Permits

2,269 units

City: Austin

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2020 S Congress Ave Apt 2109 | Property Details | No Agent List