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$368,993

NAL Estimated Property Value

20219 Emerald Cliff Ln, Richmond, TX, 77407

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,630 Sq Ft
price_per_sqft$138.75 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Electric Oven, Microwave, Electric Range, Dishwasher, Instant Hot Water, Washer
FlooringCarpet, Tile, Wood

Exterior

Lot Size5,488 sqft

Building Information

Year Built2006
Stories2
Roof Type105
Garage Spaces2

Land Information

APN4794-03-001-0070-901
Lot Number7
SubdivisionLakemont Terrace Sec 3
Land UseResidential
Legal DescriptionLAKEMONT TERRACE SEC 3, BLOCK 1, LOT 7
Census Tract672906
Assessed Land Value$41,600
Assessed Improvement Value$327,393
Assessment Year2025

About this property

Find the house of your dreams in this master-planned neighborhood. This large 4-bedroom, 2.5-bathroom home has a traditional kitchen, an upgraded fireplace, and an opulent master suite. The house has been fully painted. The kitchen and bathroom cabinets were painted, and brand new garbage disposal was installed. Enjoy the community pool, as well as the stores and schools that are close by. It never flooded in this house. The perfect balance of comfort, style, and convenience can be found in this house. Seize the opportunity to claim it as your own!

Investor Tools

Property Icon
$368,993
Estimated Property Value
$334,197Estimated Mortgage Balance
$34,796Estimated Equity
9% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,214 /month
Positive
Cash Flow Estimate:
$738 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$679/month
$672/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,306
$368,993
2025
$41,600
$327,393
$368,993
No

Tax History

Year
Tax Paid
Assessed Value
2025
$6,306
$368,993

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Provident Funding Associates Lp
Conventional
$346,655
No
First
May 17, 2024
Jun 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$334,197
$34,796
9%
91%
$2,079/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,050/mo
$2,751/mo
+$299/mo
9.9%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Richmond

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20219 Emerald Cliff Ln | Property Details | No Agent List