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$200,000

NAL Estimated Property Value

203 Richardson Street, Winnsboro, TX, 75494

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,768 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$31.11 / sqft
Year BuiltBuilt in 1940

Property Lead Type:

Off-Market ListDeal ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher
FlooringCarpet, Vinyl

Exterior

Lot Size16,562 sqft

Building Information

Garage Spaces1

Land Information

APN37867
Lot Number2
Land UseResidential
Legal DescriptionLOT 2 BLK 1 .3802 CARROLL ADD
Census Tract950200
Assessed Land Value$8,280
Assessed Improvement Value$117,620
Assessment Year2025

About this property

FANTASTIC REDUCED PRICE!! Quaint older 3-2-1 home with 1768 square feet built in 1940. Larger open living room with a mock fireplace. Formal dining room with a built in china cabinet. Open kitchen with many cabinets plus a breakfast nook. Large master bedroom with a large bath with a shower. Full size guest bath, one of the guest bedrooms could also serve as an office or library. Detached one car garage with a small storage area in the back. Laundry room is located in the garage also. Central heat and air,carpet and vinyl flooring. Located near downtown for an easy commute to the historical Winnsboro to enjoy the many antique stores, retail stores and restaurants. Well preserved older home

Investor Tools

Property Icon
$200,000
Estimated Property Value
$46,266Estimated Mortgage Balance
$153,734Estimated Equity
76% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,200 /month
Positive
Cash Flow Estimate:
$400 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$296/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,550
$125,900
2025
$8,280
$117,620
$125,900
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,550
$125,900

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Broadstreet Bank Ssb
Unknown
$54,000
No
First
Mar 6, 2019
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$46,266
$153,734
76%
23%
$324/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winnsboro

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203 Richardson Street | Property Details | No Agent List