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$445,000

NAL Estimated Property Value

203 Whispering Creek St, Victoria, TX, 77904

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,718 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$169.21 / sqft
Year BuiltBuilt in 1975

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDouble Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Disposal, Cooktop
FlooringCarpet, Linoleum

Exterior

Lot Size20,125 sqft

Building Information

Year Built2000
Stories1
Roof Type105
Garage Spaces2

Land Information

APN56700-001-02200
Lot Number22
SubdivisionWhispering Creek
Land UseResidential
Legal DescriptionWHISPERING CREEK LOT 22 BLOCK 1
Census Tract001503
Assessed Land Value$58,160
Assessed Improvement Value$279,440
Assessment Year2025

About this property

Charming traditional and beautifully maintained brick home offering timeless curb appeal and inviting living spaces. A winding sidewalk leads to the classic front porch framed by elegant columns, mature trees, and manicured landscaping. Spacious interior designed for both comfort and entertaining. Large picture windows invite natural light while offering views of the tree-shaded yard. The layout includes generous living and dining areas, a bright kitchen, and ample room for gatherings of all sizes. Four large bedrooms, three full bathrooms with incredible storage spaces throughout. Never be without electricity with home generator. Outdoors, the expansive backyard provides space for recreation and relaxation picturesque landscaping, in-ground pool and hot tub. Located in the desirable Whispering Creek, this residence combines classic style with modern convenience truly a wonderful place to call home.

Investor Tools

Property Icon
$445,000
Estimated Property Value
$357,563Estimated Mortgage Balance
$87,437Estimated Equity
19% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,759 /month
Positive
Cash Flow Estimate:
$920 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$393/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,487
$337,600
2025
$58,160
$279,440
$337,600
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,487
$337,600

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Union Home Mortgage Corp
Conventional
$359,120
No
First
Feb 13, 2026
Mar 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$357,563
$87,437
19%
80%
$2,154/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Victoria

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203 Whispering Creek St | Property Details | No Agent List