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$358,000

20329 Spillway Rd, Winona, TX, 75792

$402,972 ARVInfo
Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths2,204 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$126.59 / sqft
Year BuiltBuilt in 2001

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Microwave
FlooringLinoleum, Vinyl

Exterior

Lot Size21,780 sqft

Building Information

Year Built2001
Stories1
Roof Type105

Land Information

APN1-80550-0000-00-047000
Lot Number47
SubdivisionHowell Lake
Land UseResidential
Legal DescriptionHOWELL LAKE LOT 47
Census Tract001804
Assessed Land Value$35,690
Assessed Improvement Value$194,653
Assessment Year2025

About this property

Waterfront property on Howell Club Lake in Winona! This two bedroom (could easily become three bedrooms), two bath home was built in 2001 is ready for you to make it your own and add your person touches. Living room is spacious and on the front of the house. Kitchen has plenty of cabinets and countertop space, plus a breakfast bar and nook off the living room. Two bedrooms and two full baths, plus two extra rooms that you can use as you wish or make into something else. One room is large and has washer and dryer hook ups in it. Could become a great closet or dressing room with laundry, third bedroom and utility room, or stay as is. On the back of the house is a large sunroom with windows overlooking the lake. Really great place to have your morning coffee, entertain, as a game room, or just to relax. Boat lift and cover is on this property, as is a shop--perfect spot for all your toys! Tons of storage or a great place to tinker on your projects Two car carport. Winona ISD.

Investor Tools

Property Icon
$358,000
Estimated Property Value
$161,250Estimated Mortgage Balance
$205,882Estimated Equity
55% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$402,972
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,148 /month
Positive
Cash Flow Estimate:
$716 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$342/month
$300/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,319
$230,343
2025
$35,690
$194,653
$230,343
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,319
$230,343

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
American Pacific Mortgage Corp
Conventional
$161,250
No
First
Apr 24, 2023
May 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$152,118
$205,882
57%
42%
$967/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winona

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20329 Spillway Rd | Property Details | No Agent List