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$407,000

NAL Estimated Property Value

204 COWAN TER., BROWNSVILLE, TX, 78521

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,914 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$61.74 / sqft
Year BuiltBuilt in 1979

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2.5Bathrooms Full 2.5
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Lot Size24,668 sqft

Building Information

Year Built1979
Stories1
Roof Type105
Garage Spaces2

Land Information

APN06-1080-0040-0070-00
Lot Number7
SubdivisionResaca Gardens Subdivision Sec 4
Land UseResidential
Legal DescriptionLOT 7 RESACA GARDENS SUBDIVISION SEC 4
Census Tract013303
Assessed Land Value$121,479
Assessed Improvement Value$158,341
Assessment Year2025

About this property

This lovely 4 bedroom, 2.5 bath home is loaded with extras and updates and sits on a very large resaca lot in quiet well kept neighborhood. The interior features elegant textured walls, custom arches and lighting, ceramic tile, hardwood and wood laminate floors, high ceilings and spacious rooms. The kitchen has recently upgraded kitchen cabinets, tile floors and back splash, stainless appliances and plenty of storage. Other recent upgrades include all high efficiency windows throughout, 2 on demand tank-less water heaters, PEX Plumbing, high efficiency AC and ducts, all house water filter, bonus room, work shop wired for 220, Sprinkler system off resaca, bulkhead on resaca, garage door and lift, window blinds/curtains, and all appliances washer, dryer, stainles fridge, stove and dishwasher

Investor Tools

Property Icon
$407,000
Estimated Property Value
$295,271Estimated Mortgage Balance
$111,729Estimated Equity
27% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,442 /month
Positive
Cash Flow Estimate:
$814 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$469/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,592
$229,543
2025
$121,479
$158,341
$279,820
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,592
$229,543

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Academy Mortgage Corp
Fha
$176,641
Yes
First
May 26, 2017
Jun 2047

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$295,271
$111,729
27%
73%
$2,050/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: BROWNSVILLE

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204 COWAN TER. | Property Details | No Agent List