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$420,000

$430,000

204 Rugby Ln, McKinney, TX, 75072

On MarketInfo
Price DropInfo
Beds4 Beds
Baths2 Bath
Baths1,609 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$261.03 / sqft
Year BuiltBuilt in 2015

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave

Exterior

Exterior FeaturesPrivate Yard
Lot Size5,900 sqft

Building Information

Year Built2015
Stories1
Garage Spaces2

Land Information

APNR-10689-00L-0170-1
Lot Number17
SubdivisionValor Pointe - The Reserve At Westridge
Land UseResidential
Legal DescriptionVALOR POINTE - THE RESERVE AT WESTRIDGE PHASE 14 (CMC), BLK L, LOT 17
Census Tract030537
Assessed Land Value$140,000
Assessed Improvement Value$303,665
Assessment Year2025

About this property

Don’t miss the opportunity to own this beautifully maintained 4-bedroom, 2-bath home in McKinney, TX, located in the highly sought-after Westridge community and zoned to Prosper ISD. Blending comfort and convenience, this home features an open-concept layout with a bright, inviting living area centered around a cozy fireplace. The spacious kitchen flows seamlessly into the main living space, making it ideal for both everyday living and entertaining. Enjoy abundant cabinetry and ample counter space for meal prep or gathering with family and friends. One of the secondary bedrooms has been thoughtfully converted into a media room and study, offering flexible living space. The seller is will reinstall the closet upon request, allowing it to function as a true fourth bedroom if desired. The remaining bedrooms are generously sized and filled with natural light, providing comfortable retreats with plenty of storage. Step outside to a private backyard—perfect for relaxing evenings or hosting weekend BBQs. Residents of Westridge enjoy fantastic community amenities, including walking trails, a neighborhood pool, and a playground. With its thoughtful layout, desirable location, and access to top-rated Prosper ISD schools, this home truly has it all.

Investor Tools

Property Icon
$443,665
Estimated Property Value
$300,001Estimated Mortgage Balance
$167,649Estimated Equity
32% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,662 /month
Positive
Cash Flow Estimate:
$887 /month

Interested in this property?

Stephanie Funk

Funk Realty Group, LLC

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$805/month
$265/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,445
$443,665
2025
$140,000
$303,665
$443,665
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,445
$443,665

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Everett Financial Inc
Conventional
$300,001
No
First
Apr 19, 2022
May 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$276,016
$167,649
37%
62%
$1,799/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,020/mo
$2,064/mo
+$956/mo
8.2%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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204 Rugby Ln | Property Details | No Agent List