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$272,000

NAL Estimated Property Value

204 W Whitewright Road, Savoy, TX, 75479

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,815 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$151.52 / sqft
Year BuiltBuilt in 1967

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Tankless Water Heater, Washer
FlooringLaminate, Tile

Exterior

Lot Size10,454 sqft

Building Information

Year Built1967

Land Information

APN95734
Lot Number3
Land UseResidential
Legal DescriptionWRENN ADDN, BLOCK 5, LOT 3, ACRES .24
Census Tract950300
Assessed Land Value$31,050
Assessed Improvement Value$223,970
Assessment Year2025

About this property

Welcome to small town living in the community of Savoy Texas. Located off Hwy 56, half-way between Sherman and Bonham on the western edge of Fannin County you'll find this wonderfully well maintained 3-bedroom 2 bath ranch style brick home that has been lovingly occupied by the same owner for almost 40 years. Entering the home, you'll find a warm and inviting family room that is open to the dining and kitchen area, offset in the middle by a double-sided, natural gas fired, brick fireplace which adds to the cozy ambience of the home. The spacious farmhouse kitchen boasts white cabinetry, granite countertops, and subway tile backsplash and is flanked by a dining room that would accommodate a large table perfect for those family gatherings. The bedroom layout is a split floorplan with large rooms that would fit any family's needs. The master bedroom has a recently updated ensuite that features a large tile shower, and the additional bathroom has been updated as well. The outside space includes a recently installed wood privacy fence with a large back patio with beautiful oak trees for relaxing in that summertime shade. Other recent updates include double pane windows and laminate wood flooring as well as a new roof that was replaced in the last 4 years. Don't let this one get away, call your favorite realtor for a showing today and make this home your own!

Investor Tools

Property Icon
$272,000
Estimated Property Value
$242,398Estimated Mortgage Balance
$29,602Estimated Equity
10% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,650 /month
Positive
Cash Flow Estimate:
$550 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$198/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,015
$255,020
2025
$31,050
$223,970
$255,020
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,015
$255,020

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Conventional
$247,500
No
First
Mar 26, 2025
Apr 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$242,398
$29,602
10%
89%
$1,484/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Savoy

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204 W Whitewright Road | Property Details | No Agent List