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$540,000

NAL Estimated Property Value

20410 Whispering Water Way, Cypress, TX, 77433

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,383 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$114.99 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Double Oven, Electric Oven, Microwave, Gas Range, Dishwasher
FlooringCarpet, Tile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesOutdoor Kitchen
Lot Size9,888 sqft

Building Information

Year Built1999
Garage Spaces4

Land Information

APN1195570020007
Lot Number7
SubdivisionLakes Of Fairfield
Land UseResidential
Legal DescriptionLT 7 BLK 2 LAKES OF FAIRFIELD SEC 2
Census Tract555701
Assessed Land Value$96,754
Assessed Improvement Value$420,411
Assessment Year2025

About this property

LAKES OF FAIRFIELD Impeccably maintained EMERALD BUILT home with a POOL, SPA, ROCK WATERFALL, large EXTENDED COVERED PATIO with BUILT IN BBQ, BAR & FIRE PIT. Looking for a home to entertain friends & family...LOOK no further. This home has it all. You can also work from home in your private study! Beautiful wood floors in main living areas, study & Primary bedroom, Upstairs carpet NEW 2020, Kitchen & baths upgraded TILE. GORGEOUS Primary Bathroom with garden tub, remodeled shower, Frame~less shower enclosure, GRANITE Counter tops, HIS & HERS VANITIES. 4 bedrooms, 3 FULL baths with one Jack & Jill Bath, Large game room. Garage has 10 Ft DEEP Extension with roll up door in REAR. OVER $59,000 in recent upgrades includes NEW ROOF 2017. Walk to Fairfield Athletic Center. NO FLOODING.

Investor Tools

Property Icon
$540,000
Estimated Property Value
$281,736Estimated Mortgage Balance
$258,264Estimated Equity
46% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,240 /month
Positive
Cash Flow Estimate:
$1,080 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$474/month
$950/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,992
$517,165
2025
$96,754
$420,411
$517,165
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,992
$517,165

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Bay Equity Llc
Conventional
$315,200
No
First
Nov 2, 2020
Dec 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$281,736
$248,264
46%
52%
$1,890/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,250/mo
$2,840/mo
+$410/mo
7.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Cypress

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20410 Whispering Water Way | Property Details | No Agent List