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$305,000

205 Chimney Cir, Temple, TX, 76502

On MarketInfo
Just AddedInfo
Beds3 Beds
Baths2 Bath
Baths1,842 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$165.58 / sqft
Year BuiltBuilt in 1985

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesGas Range, Gas Water Heater, Oven, Water Heater, Some Gas Appliances, Microwave, Range
FlooringTile

Exterior

Exterior FeaturesCovered Patio, Porch
Lot Size29,316 sqft

Building Information

Year Built1985
Stories1
Roof Type105
Garage Spaces2

Land Information

APN124503
Lot Number5,12
SubdivisionChimney Hill Subdivision
Land UseResidential
Legal DescriptionCHIMNEY HILL SUBDIVISION, BLOCK 002, LOT 5, PT 12, (W 5.5' OF 12) (W 5.5' OF 12)
Census Tract021400
Assessed Land Value$36,000
Assessed Improvement Value$263,800
Assessment Year2025

About this property

Situated on a spacious .67-acre lot at the corner of a quiet cul-de-sac, this 4-bedroom, 2-bath home offers a hard-to-find combination of extra space, country views and neighborhood living. Located in Academy ISD with no HOA, you can enjoy a little more breathing room while still being convenient to Temple, Belton, Academy and Rogers. The home has seen several significant updates during the seller’s ownership, including the roof, windows, flooring, kitchen and patio doors. Tile flooring runs throughout, and a wood-burning stove adds warmth and character to the living area. Out back, a large, deep covered patio provides plenty of space for outdoor living/entertaining. The oversized corner cul de sac lot also offers additional parking, more space between neighbors and the relaxed feel of living just outside of town without giving up the convenience of nearby shopping, dining and healthcare. If you’ve been looking for more land, no HOA and a quiet setting in Academy ISD, 205 Chimney Circle checks some hard-to-find boxes.

Investor Tools

$150,104Estimated Mortgage Balance
$170,896Estimated Equity
53% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,926 /month
Positive
Cash Flow Estimate:
$642 /month

Interested in this property?

Jodi Brazeal

Magnolia Realty Temple Belton

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$537/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,839
$299,800
2025
$36,000
$263,800
$299,800
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,839
$299,800

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cardinal Financial Company Lp
Conventional
$165,000
No
First
Nov 11, 2021
Dec 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$150,104
$170,896
53%
47%
$990/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,620/mo
$990/mo
+$630/mo
6.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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205 Chimney Cir | Property Details | No Agent List