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$478,000

NAL Estimated Property Value

205 Cross Mountain Trl, Georgetown, TX, 78628

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,114 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$231.79 / sqft
Year BuiltBuilt in 2019

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Building Information

Year Built2019
Stories1
Garage Spaces2

Land Information

APNR-20-9981-021F-0010
Lot Number10
Land UseResidential
Legal DescriptionS10787 - WATER OAK NORTH SEC 2 & 3 PH 1, BLOCK F, LOT 10
Census Tract020124
Assessed Land Value$100,000
Assessed Improvement Value$373,435
Assessment Year2025

About this property

VA assumable loan at interest rate under 3%. Built in 2019 this is a must see to truly appreciate this beautifully maintained 3 bedroom, 2 bath home complete with 2.5 car garage, mudroom and office. Many added upgrades including outdoor gas fireplace, inline Super V air filtration, whole house water softener and RO filtration. New roof 2023 and paint throughout. This inviting open floor plan with grand island combines family room, kitchen and dining area perfect for entertaining. Two secondary bedrooms upfront with laundry and full bath are opposite the gorgeous primary suite complete with coffered ceilings, soaker tub, two vanities, full tiled shower, large walk-in closet. French doors lead to an inviting fully covered patio. Fully landscaped exterior, elaborate stonework and gutters. Garage has extra overhead storage, built-in lighted fully powered work bench with large rolling under bench toolbox. Full of natural light, with 22 windows with custom wide blinds. GE cooktop and vent hood installed 2023. Stainless steel refrigerator and LG washer/dryer convey. Opportunity to purchase furnishings. Wired full house security system with smart Skybell and wifi garage opener. Tankless hot water system. The 2-10 home warranty, alarm warranty and roof warranty are transferrable. Water Oak community is well planned complete with community pool, clubhouse, pocket parks dog runs and extensive well-maintained walking trails. Close and convenient to I 35, Wolf Ranch, 183, and just 12 minutes from historic Georgetown square.

Investor Tools

Property Icon
$478,000
Estimated Property Value
$252,090Estimated Mortgage Balance
$226,307Estimated Equity
47% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,940 /month
Positive
Cash Flow Estimate:
$980 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$365/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,992
$473,435
2025
$100,000
$373,435
$473,435
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,992
$473,435

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Embrace Home Loans Inc
Conventional
$259,000
No
First
Oct 16, 2024
Nov 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$252,090
$226,910
47%
53%
$1,553/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,088/mo
$1,553/mo
+$535/mo
5.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Georgetown

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205 Cross Mountain Trl | Property Details | No Agent List