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$370,000

NAL Estimated Property Value

20604 Ridgeview Rd, Lago Vista, TX, 78645

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,663 Sq Ft
price_per_sqft$141.31 / sqft
Year BuiltBuilt in 2003

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Disposal, Free-Standing Range, Refrigerator
FlooringCarpet, Tile

Exterior

Lot Size11,365 sqft

Building Information

Year Built2003
Stories1
Roof Type105
Garage Spaces2

Land Information

APN01787602050000
Lot Number1254
SubdivisionLago Vista Estates Sec 5
Land UseResidential
Legal DescriptionLOT 1254 LAGO VISTA ESTATES SEC 5
Census Tract037300
Assessed Land Value$50,488
Assessed Improvement Value$286,988
Assessment Year2025

About this property

From the moment you enter the house, you will feel the warmth & comfort of "home."Foyer w/guest closet will pave the way to an open & spacious living area w/natural fireplace & huge windows overlooking the private & spacious yard.Friends and family will mix easily, as that area is open to the kitchen & dining areas, which are extra-large. Add'l windows surrounding the dining area bring in the sunshine! Kitchen & master bath boast skylites for lots of natural light.23'greenspace beyond lot line back & sideRestrictions: Yes

Investor Tools

Property Icon
$370,000
Estimated Property Value
$273,956Estimated Mortgage Balance
$97,084Estimated Equity
24% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,220 /month
Positive
Cash Flow Estimate:
$740 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$574/month
$130/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,039
$337,476
2025
$50,488
$286,988
$337,476
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,039
$337,476

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Gardner Financial Services Ltd
Conventional
$300,000
No
First
Aug 9, 2021
Sep 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$273,956
$87,044
24%
74%
$1,799/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

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20604 Ridgeview Rd | Property Details | No Agent List