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$428,000

NAL Estimated Property Value

20610 Cactus Lake Lane, Richmond, TX, 77407

Off MarketInfo
LeaseInfo
Beds4 Beds
Baths4 Bath
Baths3,024 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$0.93 / sqft
Year BuiltBuilt in 2014

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Lot Size6,830 sqft

Building Information

Year Built2014
Roof Type105
Garage Spaces2

Land Information

APN3528-14-002-0090-907
Lot Number9
SubdivisionGrand Mission Estates Sec 14
Land UseResidential
Legal DescriptionGRAND MISSION ESTATES SEC 14, BLOCK 2, LOT 9
Census Tract672902
Assessed Land Value$81,000
Assessed Improvement Value$336,073
Assessment Year2025

About this property

Property is located in grand mission estate in Richmond. The community has great amenities such as swimming pool and a community center that can be used for small gatherings. The property presents a gorgeous 2-story with 4 bedroom and 3.5 baths. The property has easy access onto grand parkway and boast of many convenience stores within 2-5 miles of its vicinity. The kitchen boost highland and counters tops of granitic composition with beautiful back splash. The master bedroom is located on the first floor with beautiful walk-in closet, the house has a sizable game room and media room on the second floor as well as two other bedrooms. Agent should verify room dimensions as they are approximate.

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$741/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,752
$417,073
2025
$81,000
$336,073
$417,073
No

Tax History

Year
Tax Paid
Assessed Value
2025
$6,752
$417,073

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Pennymac Loan Services Llc
Fha
$263,945
Yes
First
Oct 11, 2016
Nov 2046

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$233,087
$194,913
45%
54%
$1,733/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,050/mo
$1,733/mo
+$1,317/mo
8.6%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Richmond

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