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$317,549

NAL Estimated Property Value

20610 Rustic Hearth Ct, Richmond, TX, 77407

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,095 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$114.56 / sqft
Year BuiltBuilt in 2003

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Electric Oven, Microwave, Electric Range, Dishwasher, Refrigerator
FlooringCarpet, Tile, Wood

Exterior

Lot Size7,165 sqft

Building Information

Year Built2003
Stories1
Roof Type105
Garage Spaces2

Land Information

APN4790-04-004-0240-901
Lot Number24
SubdivisionLakemont Sec 4
Land UseResidential
Legal DescriptionLAKEMONT SEC 4, BLOCK 4, LOT 24
Census Tract672906
Assessed Land Value$41,860
Assessed Improvement Value$275,689
Assessment Year2025

About this property

Charming one story situated on a cul de sac lot with detached garage. Attractive engineered hardwood floors in family room and two bedrooms. Ceiling fans, privacy blinds, and designer touches throughout. Open concept floor plan makes for ease of transition between rooms. Front formal dining room for special meals and occasions with chandelier and Wainscoting. Open and airy kitchen with white cabinets, breakfast bar, tile floors, diagonal tile backsplash, butler's pantry, and adjoining breakfast nook. Wonderful family room with entertainment nook. Spacious, private primary bedroom with backyard views & ensuite bath. Ensuite bath features separate shower & tub & large walk in closet. Two fantastic secondary bedrooms, full guest bathroom, & utility room complete the home. Fabulous backyard and patio area. Neighborhood has many lakes, walking/biking trails, two pools, basketball court, pocket parks, & an onsite elementary. Great location within minutes of Grand Parkway & Westpark Tollway.

Investor Tools

Property Icon
$317,549
Estimated Property Value
$169,075Estimated Mortgage Balance
$148,474Estimated Equity
47% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,905 /month
Positive
Cash Flow Estimate:
$635 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$585/month
$672/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,427
$317,549
2025
$41,860
$275,689
$317,549
No

Tax History

Year
Tax Paid
Assessed Value
2025
$5,427
$317,549

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Change Lending Llc
Conventional
$185,500
No
First
Sep 8, 2021
Oct 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$169,075
$153,925
47%
53%
$1,113/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,360/mo
$1,785/mo
+$575/mo
8.9%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Richmond

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20610 Rustic Hearth Ct | Property Details | No Agent List