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Days51Days on Market
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$500,000

$540,000

20634 Morning Creek Dr, Katy, TX, 77450

On MarketInfo
Price DropInfo
Beds6 Beds
Baths4 Bath
Baths3,629 Sq Ft
price_per_sqft$137.78 / sqft
Year BuiltBuilt in 2001

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 6Bedrooms 6
Bathrooms Full 4Bathrooms Full 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesENERGY STAR Qualified Appliances, Refrigerator Included, Gas Oven, Microwave, Gas Cooktop, Dishwasher
FlooringEngineered Wood, Tile

Exterior

Private PoolPrivate Pool
Lot Size8,364 sqft

Building Information

Year Built2001
Garage Spaces2

Land Information

APN1199730030001
Lot Number1
SubdivisionKelliwood Gardens
Land UseResidential
Legal DescriptionLT 1 BLK 3 KELLIWOOD GARDENS SEC 2
Census Tract454901
Assessed Land Value$84,895
Assessed Improvement Value$493,657
Assessment Year2025

About this property

Nestled on a prime corner lot in the heart of Kelliwood Gardens, this exceptional two-story home offers the perfect blend of space and convenience. The expansive layout features six bedrooms, including a versatile downstairs secondary bedroom ideal for a guest suite or private office. High ceilings, engineered wood flooring, tray ceilings, and walk-in closets flow throughout the home. Upstairs, a spacious game room thoughtfully separates the bedrooms while serving as an ideal entertainment hub. Outside, your private backyard oasis awaits, complete with a sparkling pool and spa.

Investor Tools

$395,336Estimated Mortgage Balance
$183,216Estimated Equity
31% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,471 /month
Positive
Cash Flow Estimate:
$1,157 /month

Interested in this property?

John Prell

Creekview Realty

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$852/month
$874/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,335
$578,552
2025
$84,895
$493,657
$578,552
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,335
$578,552

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Pnc Bank Na
Credit Line (Revolving) / Heloc
$400,000
No
First
Nov 24, 2025
Dec 2065

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$395,336
$183,216
31%
68%
$2,399/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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20634 Morning Creek Dr | Property Details | No Agent List