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$566,738

20738 Fertile Valley Ln, Richmond, TX, 77407

Off MarketInfo
Beds5 Beds
Baths5 Bath
Baths3,459 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$170.28 / sqft
Year BuiltBuilt in 2016

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesENERGY STAR Qualified Appliances, Disposal, Microwave, Dishwasher
FlooringCarpet, Tile

Exterior

Lot Size13,106 sqft

Building Information

Year Built2016
Garage Spaces2

Land Information

APN3104-11-001-0350-907
Lot Number35
SubdivisionFieldstone Sec 11
Land UseResidential
Legal DescriptionFIELDSTONE SEC 11, BLOCK 1, LOT 35
Census Tract672903
Assessed Land Value$77,457
Assessed Improvement Value$489,281
Assessment Year2025

About this property

Welcome to this "Castle by the Lake" home by Ashton Woods in the Master Planned community of Fieldstone. This fabulous 5BR|4.5BA home is situated on an expansive cul de sac lot with stunning stucco & stone accent exterior full of upgrades. Beautiful 8' mahogany door welcomes you to an open entry features wrought iron staircase and pristine marble tile flooring throughout. Gorgeous gourmet kitchen features large island, stainless steel appl., double ovens, granite countertops, large walk-in pantry. Oversized primary suite features a picturesque bay window, Trey ceilings, modern tub, oversized shower, & more. Second floor consists of an open game room with Juliette balconies overlooking the family room& 3great sized bedrooms. Home includes a private study, downstairs guest room & plenty of storage areas. Covered patio opens up to a massive backyard perfect for your dream pool & endless possibilities. Low tax rate, great schools, easy access to WPT & 99. This home is a must see!

Investor Tools

Property Icon
$566,738
Estimated Property Value
$525,000Estimated Mortgage Balance
$50,198Estimated Equity
7% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,534 /month
Positive
Cash Flow Estimate:
$1,178 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$787/month
$700/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,605
$566,738
2025
$77,457
$489,281
$566,738
No

Tax History

Year
Tax Paid
Assessed Value
2025
$6,605
$566,738

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$525,000
No
First
Jun 13, 2025
Jul 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$516,540
$50,198
8%
91%
$3,148/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,050/mo
$3,848/mo
$-798/mo
6.5%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Richmond

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20738 Fertile Valley Ln | Property Details | No Agent List