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B+
NoAgentList RatingHow are grades calculated?Info

$261,000

NAL Estimated Property Value

20802 Sandy Bay Ln, Katy, TX, 77449

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,706 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$114.3 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling

Exterior

Lot Size6,146 sqft

Building Information

Year Built2005
Garage Spaces2

Land Information

APN1260280050003
Lot Number3
SubdivisionHighland Creek Ranch
Land UseResidential
Legal DescriptionLT 3 BLK 5 HIGHLAND CREEK RANCH SEC 4
Census Tract542201
Assessed Land Value$54,208
Assessed Improvement Value$200,882
Assessment Year2025

About this property

Stunning 4 BEDROOM house in Highland Creek Ranch right off of FM 529 & Fry Rd. Conveniently located in Katy, minutes from Cypress, TX and GPWY99. Move in ready! 2020 - ROOF, FENCE, CARPET & water heater! Gorgeous updated floors in the living room. Open floorplan. 3 sides brick. CY-FAIR ISD. Schedule your showing TODAY!

Investor Tools

Property Icon
$261,000
Estimated Property Value
$186,137Estimated Mortgage Balance
$74,863Estimated Equity
27% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,566 /month
Positive
Cash Flow Estimate:
$522 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$240/month
$450/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,576
$255,090
2025
$54,208
$200,882
$255,090
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,576
$255,090

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Independent Bank
Conventional
$206,196
No
First
Apr 15, 2021
May 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$186,137
$68,953
27%
71%
$1,237/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,780/mo
$1,687/mo
+$1,093/mo
12.8%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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20802 Sandy Bay Ln | Property Details | No Agent List