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$431,000

NAL Estimated Property Value

20805 S Ridge St, Lago Vista, TX, 78645

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,178 Sq Ft
price_per_sqft$120.71 / sqft
Year BuiltBuilt in 1976

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
FlooringCarpet, Tile, Wood

Exterior

Lot Size24,350 sqft

Building Information

Year Built1976
Stories1
Roof Type105
Garage Spaces3

Land Information

APN01688302310000
Lot Number2895A
SubdivisionLago Vista Country Club Estates Sec 10
Land UseResidential
Legal DescriptionLOT 2895A LAGO VISTA COUNTRY CLUB ESTATES SEC 10 AMENDED PLAT OF LTS 2895&2896
Census Tract037300
Assessed Land Value$76,005
Assessed Improvement Value$304,865
Assessment Year2025

About this property

Over 1/2 acre on quiet Lago street with a beautiful view of Lake Travis! Fenced yard with patio, beautiful trees. No interior stairs! Custom cabinets in kitchen. Circle drive for easy access to both garages and front entrance. Detached one car garage for extra car or storage. There are two living areas and two dining areas. Beautiful stone fireplace. Unusual opportunity in the middle of Lago.Restrictions: Unknown

Investor Tools

Property Icon
$431,000
Estimated Property Value
$492,173Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,586 /month
Positive
Cash Flow Estimate:
$862 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$895/month
$130/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,582
$380,870
2025
$76,005
$304,865
$380,870
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,582
$380,870

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Sfmc Lp
Conventional
$532,000
No
First
Apr 21, 2022
May 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$492,173
N/A
0%
114%
$3,190/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,170/mo
$3,320/mo
$-1,150/mo
6.0%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

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20805 S Ridge St | Property Details | No Agent List