Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours
Gallery image 2
Gallery image 3
Gallery image 4
Gallery image 5

$431,000

NAL Estimated Property Value

20878 White Oak Ln, Montgomery, TX, 77316

SoldInfo
8/14/26
Beds3 Beds
Baths2 Bath
Baths1,892 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$229.92 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Refrigerator Included, Gas Oven, Microwave, Gas Range, Dishwasher
FlooringCarpet, Tile

Exterior

Lot Size42,793 sqft

Building Information

Year Built1974
Stories1
Roof Type105
Garage Spaces2

Land Information

APN7680-05-06600
Lot Number11
SubdivisionLake Estates
Land UseResidential
Legal DescriptionS768005 - 177 LAKE ESTATES 05, BLOCK 6, LOT 11
Census Tract694501
Assessed Land Value$51,352
Assessed Improvement Value$78,339
Assessment Year2025

About this property

Craftsman style three-bedroom, one-story home with large sunroom, on a 0.98-acre lot with mature trees, plenty of parking, and a spacious 40' x 30' air conditioned shop. Wood-look tile flooring flows through the main living areas. The kitchen features soft-close cabinetry, granite countertops, stainless steel appliances, and large island with breakfast bar seating. Open to the kitchen, the breakfast area and family room create an ideal space for entertaining. Spanning one side of the home, the sunroom features 10 windows, dual lighted ceiling fans, and double doors that seamlessly extend the living space. The primary suite overlooks the backyard and offers an en-suite bath with private commode, dual sinks, granite counters, large shower, and a 12' x 8' walk-in closet with direct utility room access. Two additional bedrooms offer generous closets and share a full hall bath. Covered back porch. Outbuilding has A/C and heat. Lovely acreage in quiet neighborhood.

Investor Tools

Property Icon
$431,000
Estimated Property Value
$489,115Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,610 /month
Positive
Cash Flow Estimate:
$870 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$218/month
$335/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$464
$129,691
2025
$51,352
$78,339
$129,691
No

Tax History

Year
Tax Paid
Assessed Value
2024
$464
$129,691

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mutual Of Omaha Mortgage Inc
Reverse Mortgage / Hecm
$547,500
No
First
Jan 21, 2022
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$489,115
N/A
0%
113%
$2,164/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Montgomery

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...

20878 White Oak Ln | Property Details | No Agent List