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Days1662Days on Market
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$1,795

20904 Waterside Dr # 3, Lago Vista, TX, 78645

On MarketInfo
Beds3 Beds
Baths3 Bath
Baths1,540 Sq Ft
Condos / TownhousesCondos / Townhouses
price_per_sqft$1.17 / sqft
Year BuiltBuilt in 2002

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListMust-SellDeal ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2.5Bathrooms Full 2.5
Garage AvailableGarage Available
HeatingHeating
CoolingCooling

Exterior

Lot Size7,954 sqft

Building Information

Year Built2002
Stories2
Roof Type105
Garage Spaces1

Land Information

APN01608804040000
Lot Number3
SubdivisionWaterside Oaks Condominium Amended
Land UseResidential
Legal DescriptionUNT 3 WATERSIDE OAKS CONDOMINIUM AMENDED PLUS 2.3255 % INT IN COM AREA
Census Tract037400
Assessed Land Value$23,866
Assessed Improvement Value$281,555
Assessment Year2025

About this property

GATED COMMUNITY | NEW CARPET | LAKE ACCESS | POOL | Located in a gated waterfront community in Lago Vista with direct access to Lake Travis, this unit is clean, with freshly touched up paint, and you’ll be the first to live on brand new carpet. Waterside Oaks offers private amenities for residents including a pool overlooking the lake, tennis court, boat ramps, and a lakeside park. You’ll also have access to Lago Vista POA amenities - approximately 350 acres of private amenities including 9 lakefront parks, 2 fitness centers, 6 party pavilions, 5 playgrounds, 4 boat ramps, a marina, indoor fishing well, campground, swimming pool, 9-hole disc golf course, tennis/pickleball courts, basketball courts, and more.

Investor Tools

$171,868Estimated Mortgage Balance
$134,523Estimated Equity
43% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,833 /month
Positive
Cash Flow Estimate:
$611 /month

Interested in this property?

Michelle Varela

Vistas Real Estate

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$712/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,020
$305,421
2025
$23,866
$281,555
$305,421
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,020
$305,421

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Loandepot.Com Llc
Conventional
$187,500
No
First
Nov 19, 2021
Dec 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$171,868
$133,553
43%
56%
$1,125/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

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20904 Waterside Dr # 3 | Property Details | No Agent List