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B+
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$411,000

20908 Oak Rdg, Lago Vista, TX, 78645

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,180 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$252.29 / sqft
Year BuiltBuilt in 1996

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesOven, Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Electric Cooktop, Exhaust Fan, Microwave, Plumbed For Ice Maker
FlooringCarpet, Tile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesLighting, Private Yard
Lot Size13,761 sqft

Building Information

Year Built1996
Stories1
Garage Spaces2

Land Information

APN01728304120000
Lot Number376
SubdivisionLago Vista Country Club Estates Sec 3
Land UseResidential
Legal DescriptionLOT 376 LAGO VISTA COUNTRY CLUB ESTATES SEC 3
Census Tract037300
Assessed Land Value$73,572
Assessed Improvement Value$297,809
Assessment Year2025

About this property

This lovely home in the desirable lakeside community of Lago Vista is a must see! Walk inside and be greeted by expansive views of the lake, golf course, and hill country, a freshly painted interior with crisp white walls and gorgeous hardwood floors. The kitchen opens to a cozy and inviting living space filled with natural light perfect for entertaining. Situated on a .3 acre lot to maximize views with plenty of room for a boat and RV. Two water views- one to the right and one to the left. View of Pace Bend Park on the other side of the lake. This single story 3 bed, 2 bath home with an office is designed for open concept living at its best! Notable features include a limestone wood burning fireplace, custom built-ins, upgraded windows, granite countertops, new double ovens and cooktop, large deck with access from the primary suite. Whether you're grilling on the patio or relaxing on the deck, it's hard to think about anything else when surrounded by these spectacular views and sunsets. Close to the golf course, club house, parks, and lake access.

Investor Tools

Property Icon
$411,000
Estimated Property Value
$508,250Estimated Mortgage Balance
$0Estimated Equity
-24% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,300 /month
Positive
Cash Flow Estimate:
$1,100 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$711/month
$200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,479
$371,381
2025
$73,572
$297,809
$371,381
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,479
$371,381

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cmg Mortgage Inc
Conventional
$508,250
No
First
Feb 17, 2023
Mar 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$484,891
N/A
0%
118%
$2,807/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

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20908 Oak Rdg | Property Details | No Agent List