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$1,475,000

2095 Chaparral Dr, Gainesville, TX, 76240

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,652 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$556.18 / sqft
Year BuiltBuilt in 2002

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Microwave, Wine Cooler

Exterior

Exterior FeaturesBalcony, Dock, Gas Grill, Rain Gutters, Lighting, Outdoor Grill
Lot Size14,588 sqft

Building Information

Year Built2002
Roof Type105

Land Information

APN190
Lot Number31R
SubdivisionWhispering Hills
Land UseResidential
Legal DescriptionWHISPERING HILLS; LOT 31R; SEC 6
Census Tract000200
Assessed Land Value$467,813
Assessed Improvement Value$790,693
Assessment Year2025

About this property

Lakefront Luxury Living on Lake Moss – Just in Time for Summer! Welcome to your dream lakefront retreat on the serene spring-fed waters of Lake Moss in Gainesville, TX. Nestled on a beautifully wooded lot with 107 feet of shoreline, this luxury home fully remodeled in 2021 offers breathtaking sunrise and sunset views from expansive wraparound decks. With a gentle slope to the water, the property is perfect for swimming, boating, fishing, and year-round entertaining. Enjoy two spacious living areas, a cozy fireplace, and an open floor plan designed to maximize natural light and showcase the stunning views through brand-new Pella windows (2023) and Anderson sliding doors (2023). The outdoor living space is a showstopper—featuring a covered lounge area, full outdoor kitchen and a second fireplace, all ideal for hosting unforgettable gatherings. The private dock includes a hydraulic boat lift, additional slip, and generous decking space—perfect for lake toys and sunset cocktails. Bonus: a 2020 Cobalt CS23 Surf Boat (under 100 hrs), 2022 & 2016 Sea-Doos, trailers, and much of the designer furniture and home contents are negotiable, making this a truly turnkey opportunity. This is not just a home—it’s a lifestyle. Beat the summer rush and claim your slice of lakefront paradise before the 4th of July. Whether you’re entertaining or unwinding, this home has it all. Don’t miss it! NEW ROOF BEING INSTALLED JULY 2ND - WILLIAMSBURG GRAY IS COLOR OF SHINGLE

Investor Tools

Property Icon
$1,258,506
Estimated Property Value
$1,040,000Estimated Mortgage Balance
$230,634Estimated Equity
17% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$8,850 /month
Positive
Cash Flow Estimate:
$2,950 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,749/month
$700/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$14,700
$1,258,506
2025
$467,813
$790,693
$1,258,506
Yes (2024)

Tax History

Year
Tax Paid
Assessed Value
2024
$14,700
$1,258,506

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Bank
Building Or Construction Loan
$1,040,000
No
First
Sep 9, 2025
Oct 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$1,027,872
$230,634
18%
82%
$6,236/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,420/mo
$6,936/mo
$-5,516/mo
1.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Gainesville

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2095 Chaparral Dr | Property Details | No Agent List