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$497,000

21000 S Ridge St, Lago Vista, TX, 78645

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,368 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$247.04 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesBuilt-In Electric Oven, Cooktop, Dishwasher, Disposal, Down Draft, Electric Cooktop, Microwave, Refrigerator, Free-Standing Refrigerator, Stainless Steel Appliance(s), Trash Compactor, Washer/Dryer Stacked, Water Heater, Water Softener Owned
FlooringCarpet, Tile, Wood

Exterior

Private PoolPrivate Pool
Lot Size13,295 sqft

Building Information

Year Built1999
Stories1
Roof Type105
Garage Spaces3

Land Information

APN01708310010000
Lot Number3020
SubdivisionLago Vista Country Club Estates Sec 10
Land UseResidential
Legal DescriptionLOT 3020 LAGO VISTA COUNTRY CLUB ESTATES SEC 10
Census Tract037300
Assessed Land Value$113,217
Assessed Improvement Value$375,828
Assessment Year2025

About this property

This custom single story home was designed to embrace the lake and golf lifestyles of Lago Vista, with amazing northeast views of Lake Travis, the golf course, and peaceful natural scenery from throughout the house. You will appreciate the detailed and thoughtful interior of this classically beautiful home. It features skylights for plenty of natural light, a whole house vacuum, two HVAC systems which were meticulously maintained, double insulation in the attic (no issues during the freezes), built-ins galore with recessed lighting, Anderson windows, an air-conditioned workshop within the garage, plus an extra space for a golf court or storage. The ensuite front bedroom could make a great office space, too, while the third bedroom and bathroom are tucked into the opposite side of the house from the spacious and private primary suite. Recent updates include carpet in two bedrooms, paint in primary suite, oven, microwave, and water heater. The large laundry room is ideally situated close to the garage entrance and the kitchen, and has lots of storage, a sink, and an extra refrigerator, which conveys. Outside, relax on the large, covered outdoor patio in the back that wraps around to the side - the perfect spot for enjoying the natural beauty of Lago Vista and the view of Lake Travis. The lot behind is included in the sale. A tool shed keeps lawn tools handy. Situated on a quiet, low traffic street, it has easy access to the main roads leading to several waterfront parks, boat ramps, and the Lago Vista golf course. As a Lago Vista POA member, owners have access to so many amenities for just $200/year! Besides the parks and boat ramps, you can enjoy a pool, fitness center, fishing well, tennis courts, pickleball courts, lakeside campground, and so much more!

Investor Tools

Property Icon
$497,000
Estimated Property Value
$130,000Estimated Mortgage Balance
$437,372Estimated Equity
74% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,510 /month
Positive
Cash Flow Estimate:
$1,170 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,133/month
$200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,106
$489,045
2025
$113,217
$375,828
$489,045
No

Tax History

Year
Tax Paid
Assessed Value
2024
$11,106
$489,045

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Heritage Cu
Unknown
$130,000
No
First
Jan 12, 2006
Jan 2021

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$59,628
$444,372
88%
12%
$0/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

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21000 S Ridge St | Property Details | No Agent List