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A+
NoAgentList RatingHow are grades calculated? Info

$485,000

2104 Germantown, McKinney, TX, 75070

$630,500 ARVInfo
Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,858 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$125.71 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Convection Oven, Double Oven, Plumbed For Ice Maker, Gas Water Heater
FlooringCarpet, Ceramic Tile, Wood

Building Information

Year Built2004
Stories2
Garage Spaces2

Land Information

APNR-8059-00D-0310-1
Lot Number31
SubdivisionVillage Creek #04
Land UseResidential
Legal DescriptionVILLAGE CREEK #04, BLK D, LOT 31
Census Tract030606
Assessed Land Value$202,500
Assessed Improvement Value$569,523
Assessment Year2025

About this property

PRICED TO SELL Beautiful cul-de-sac 4-4-3 home in sought after Village Creek of Eldorado! METICUOUSLY maintained w hand-scraped hardwoods, soaring ceilings, plantation shutters, 8-ft solid wood interior doors, and extensive crown molding. NEWLY UPDATED relaxing master retreat w soaking tub, separate walk-in shower, and granite counter tops w dual sinks. Gourmet kitchen SS appliances w double oven, gas cooktop, formal dining room, living room, study w French doors, upstairs media room and game room, and 3-car garage w mud-room entry. New roof, new hot water heaters, new paint … QUALITY finishes throughout. Neighborhood boasts beautiful mature trees, large pond w walking trail, and w easy access to I75 and 121.

Investor Tools

Property Icon
$772,023
Estimated Property Value
$588,000Estimated Mortgage Balance
$192,623Estimated Equity
24% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$630,500
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,632 /month
Positive
Cash Flow Estimate:
$1,544 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,240/month
$875/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,024
$772,023
2025
$202,500
$569,523
$772,023
No

Tax History

Year
Tax Paid
Assessed Value
2024
$11,024
$772,023

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Link
Conventional
$588,000
No
First
Jul 7, 2025
Aug 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$579,400
$192,623
24%
75%
$3,526/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,190/mo
$4,401/mo
$-1,211/mo
5.0%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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2104 Germantown | Property Details | No Agent List