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A+
NoAgentList RatingHow are grades calculated? Info

$579,000

2109 White Oak Road, McKinney, TX, 75070

$752,700 ARVInfo
Off MarketInfo
Beds4 Beds
Baths5 Bath
Baths4,553 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$127.17 / sqft
Year BuiltBuilt in 2002

Property Lead Type:

Off-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4.5Bathrooms Full 4.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Double Oven, Plumbed For Ice Maker, Gas Water Heater
FlooringCarpet, Ceramic Tile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesRain Gutters

Building Information

Year Built2002
Stories2
Garage Spaces3

Land Information

APNR-4235-00F-0080-1
Lot Number8
SubdivisionHillsborough (Cmc)
Land UseResidential
Legal DescriptionHILLSBOROUGH (CMC), BLK F, LOT 8
Census Tract030531
Assessed Land Value$180,000
Assessed Improvement Value$705,134
Assessment Year2025

About this property

MASTER BEDROOM IS LOCATED UPSTAIRS! Custom builder's home recently remodeled & located on an over-sized lot!! Artistic beauty greets you as you enter thru the Castle door to a dramatic foyer! Elaborate trim work & mouldings with hand-carved appliques & iron staircase with discreet mural. Furniture style built-ins flank the stone FP in living room & another in the kitchen nook. Gorgeous Chef's kitchen with Viking gas cook-top, antiqued cabinets & granite counters. Master suite offers pool views, furniture style vanities, granite counters, over-sized shower w-dual heads & adjacent office. Spacious secondary bedrooms! Relax poolside with arbor, builtin wood fire grills & pool perimeter fencing! See media section!

Investor Tools

Property Icon
$885,134
Estimated Property Value
$0Estimated Mortgage Balance
$495,241Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$752,700
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,311 /month
Positive
Cash Flow Estimate:
$1,770 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,359/month
$755/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,881
$885,134
2025
$180,000
$705,134
$885,134
No

Tax History

Year
Tax Paid
Assessed Value
2024
$11,881
$885,134

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Financial Services Llc
Conventional
$436,204
No
First
Nov 16, 2020
Dec 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$389,893
$495,241
55%
44%
$2,616/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,020/mo
$3,371/mo
$-351/mo
4.1%

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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2109 White Oak Road | Property Details | No Agent List