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$1,488,000

2128 Surrey Ln, McKinney, TX, 75072

Off MarketInfo
Beds5 Beds
Baths7 Bath
Baths5,293 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$281.13 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 5.5Bathrooms Full 5.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesRefrigerator, Built-In Gas Range, Built-In Refrigerator, Dishwasher, Disposal, Gas Cooktop, Gas Water Heater, Convection Oven, Double Oven, Vented Exhaust Fan, Warming Drawer, Other, Wine Cooler
FlooringCarpet, Ceramic Tile, Wood

Exterior

Private PoolPrivate Pool
Lot Size26,729 sqft

Building Information

Year Built2005
Stories2
Garage Spaces3

Land Information

APNR-4768-00A-0090-1
Lot Number9
SubdivisionClifton Park (Cmc)
Land UseResidential
Legal DescriptionCLIFTON PARK (CMC), BLK A, LOT 9
Census Tract030544
Assessed Land Value$268,125
Assessed Improvement Value$795,330
Assessment Year2025

About this property

Step into luxury upon entering this stunning custom home in prestigious Clifton Park of McKinney. This property is enveloped in lush mature trees and landscape and in fact is situated on a .61 acre wooded creek lot! So unique and so much to love! Custom millwork and architectural details abound creating not only elegance, but character. Old world charm meets functional modern conveniences with updates to the laundry room and mud room, primary bathroom and convenient & professional second office with outside entrance to driveway. Home business maybe?! Open concept living yet plenty of cozy corners to retreat to! Spacious & roomy with 2 bdrm suites down and 3 up, PLUS each level has an additional half bath AND a full cabana pool bath with door to pool area. Two bonus storage rooms upstairs & spacious 3 car garage. The refinished hand scraped hardwood flooring anchors the home & the many floor to ceiling windows connect to the true resort-style backyard. The views from the home are fabulous, but step out back to an oversized sparkling Gunite Pool w BRAND NEW PEBBLE TEC SURFACE & SO much decking; you'll love entertaining in this home! Mature trees & bushes, multi-tiered with peaceful views of the woods. Amazing outdoor kitchen featuring grill, sink, green egg, Blackstone & serving areas, in addition to a cozy fireplace & lounging areas. Enjoy multiple covered as well as open areas including a new custom cedar wood covered patio that is gorgeous! The second level is a large open space complete with a custom fire pit & seating area; so much room for playing, running, swing set or trampoline! This home is special in every way & has been lovingly maintained by the original owners. Open space next door creates a private environment. Walk just up the hill to highly rated Walker Elementary, playgrounds & Hilltop Park. NEW Roof 2024, Hardwood stairs and flooring upstairs 2020, Pool & spa heater 2021, Primary bath and Laundry room remodel 2020, Cedar ceiling outdoor patio 2020.

Investor Tools

Property Icon
$1,381,000
Estimated Property Value
$1,410,000Estimated Mortgage Balance
$0Estimated Equity
-2% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$8,928 /month
Positive
Cash Flow Estimate:
$2,976 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,845/month
$307/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$15,240
$1,063,455
2025
$268,125
$795,330
$1,063,455
No

Tax History

Year
Tax Paid
Assessed Value
2024
$15,240
$1,063,455

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First Horizon Bank
Conventional
$1,410,000
No
First
Sep 10, 2025
Oct 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$1,402,049
N/A
0%
102%
$10,219/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,020/mo
$10,526/mo
$-7,506/mo
2.6%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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2128 Surrey Ln | Property Details | No Agent List