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Street View

$488,400

NAL Estimated Property Value

21307 Cardinal Ave, Lago Vista, TX, 78645

Off MarketInfo
Baths0 Bath
Unimproved LandUnimproved Land

Highlights

Interior

Bathrooms 0Bathrooms 0

Exterior

Exterior FeaturesNone
Lot Size28,562 sqft

Land Information

APN01609006350000
Lot Number4
SubdivisionEmerald Bend Sec 1
Land UseResidential
Legal DescriptionLOT 4 BLK C EMERALD BEND SEC 1
Census Tract037400
Assessed Land Value$494,000
Assessment Year2025

About this property

PRICE REDUCTION! Introducing a remarkable waterfront property offering stunning lake views on an expansive 0.618-acre lot!2024 TCAD Assessed Value: $494,000. Positioned to the southeast, this property provides breathtaking vistas of the lake and backs onto a protected cove. While there's potential for a boat dock, its construction is subject to weather conditions and Lake Travis' current water levels. Nevertheless, you'll always enjoy the magnificent lake views, and the convenience of the nearby deep-water Emerald boat ramp (private and typically open even during low water levels) ensures effortless launches in under a minute. Residents can enjoy various community amenities, including a gym, pool, and a private event center available for rent. Nearby parks and RV camping spots cater to a variety of outdoor activities. The location is conveniently close to grocery stores, dining, and shopping, blending the charm of lakeside living with city conveniences.

Investor Tools

Property Icon
$488,400
Estimated Property Value
$36,348Estimated Mortgage Balance
$452,128Estimated Equity
92% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,930 /month
Positive
Cash Flow Estimate:
$977 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$910/month
$200/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,479
$488,400
2025
$494,000
N/A
$494,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,479
$488,400

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Security State Bank & Trust
Purchase Money Mortgage
$41,250
No
First
Mar 20, 2020
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$36,348
$452,052
92%
7%
$248/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

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21307 Cardinal Ave | Property Details | No Agent List