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Days378Days on Market
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$224,000

21307 Cardinal Ave, Lago Vista, TX, 78645

On MarketInfo
Baths0 Bath
Unimproved LandUnimproved Land

Highlights

Interior

Bathrooms 0Bathrooms 0

Exterior

Exterior FeaturesNone
Lot Size28,562 sqft

Land Information

APN01609006350000
Lot Number4
SubdivisionEmerald Bend Sec 1
Land UseResidential
Legal DescriptionLOT 4 BLK C EMERALD BEND SEC 1
Census Tract037400
Assessed Land Value$494,000
Assessment Year2025

About this property

**Stunning Lake View & Waterfront 0.6557-Acre Lot!** Enjoy sweeping, unobstructed year-round views of Lake Travis from this flat cove-front lot — offering the best of lakeside living without the deep-water waterfront price tag. Located on a quiet street in the desirable Lago Vista community, this 0.6557-acre lot backs to a peaceful cove, offering privacy, serenity, and a true escape from city life. The Emerald Park boat launch is just a minute away, making it effortless to enjoy a day on the water. Utilities are available at the street, and neighboring new construction home (visible in photos) highlights the lot's potential. Build your dream home on your own timeline — no required timeframe to build. Ownership includes access to private amenities through the Lago Vista POA for just \$250 per year. These include nine lakefront parks, multiple boat ramps and marinas, a fitness center, swimming pool, tennis courts, pickleball, basketball courts, playgrounds, hiking trails, and regular community events. Recreational opportunities abound nearby, including golfing at Lago Vista Golf Course, boating and fishing on Lake Travis, and wine tasting at Flat Creek Estate just down FM 1431. Enjoy waterfront dining at Captain Pete’s in nearby Point Venture. You’re about 20 minutes from Cedar Park, 30 minutes from Austin and The Domain shopping center, and approximately 45 minutes to Austin-Bergstrom International Airport. Short-term rentals are allowed, and a survey is available. The City of Lago Vista is the best source for information regarding building requirements for this waterfront lot and any associated utility related costs.

Investor Tools

$36,196Estimated Mortgage Balance
$452,204Estimated Equity
92% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,930 /month
Positive
Cash Flow Estimate:
$977 /month

Interested in this property?

Monica Nelson

eXp Realty, LLC

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$910/month
$250/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,479
$488,400
2025
$494,000
N/A
$494,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,479
$488,400

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Security State Bank & Trust
Purchase Money Mortgage
$41,250
No
First
Mar 20, 2020
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$36,196
$452,204
92%
7%
$248/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

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21307 Cardinal Ave | Property Details | No Agent List