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$179,900

214 E Monterey St, Denison, TX, 75021

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,190 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$151.18 / sqft
Year BuiltBuilt in 1910

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms 2Bathrooms 2
AppliancesElectric Range, Microwave, Plumbed For Ice Maker
FlooringCarpet, Ceramic Tile, Other

Exterior

Lot Size7,501 sqft

Building Information

Year Built1910

Land Information

APND029 305240701
Lot Number5
SubdivisionDumas J P Addn
Land UseResidential
Legal DescriptionDUMAS J P ADDN, BLOCK 40, LOT 5, ACRES .1722
Census Tract000600
Assessed Land Value$34,875
Assessed Improvement Value$130,524
Assessment Year2025

About this property

Don't miss out!! This open concept home is perfect for a starter home or an investor. Updated kitchen and bathroom this home is move-in ready. A great deck in the backyard with plenty of room for entertaining. It flows perfectly and has so much charm. Come see it today, it will not last long!

Investor Tools

Property Icon
$165,399
Estimated Property Value
$176,641Estimated Mortgage Balance
$2,280Estimated Equity
-7% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,079 /month
Positive
Cash Flow Estimate:
$360 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$326/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,090
$165,399
2025
$34,875
$130,524
$165,399
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,090
$165,399

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guild Mortgage Co
Fha
$176,641
Yes
First
Apr 21, 2022
May 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$163,119
$2,280
1%
99%
$1,060/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denison

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