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Owner Contacts

$314,000

NAL Estimated Property Value

21546 Spear Valley Ln, Porter, TX, 77365

Off Market

3 Beds

2 Bath

2,171 Sq Ft

$99.03 / sqft

Built in 2008

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDishwasher, Disposal, Microwave, Electric Range, Electric Oven, Oven

FlooringTile

Exterior

Lot Size7,976 sqft

Building Information

Year Built2008

Stories1

Roof Type105

Garage Spaces2

Land Information

APN9412-04-00100

Lot Number1

SubdivisionValley Ranch 04

Land UseResidential

Legal DescriptionS941204 - VALLEY RANCH 04, BLOCK 1, LOT 1

Census Tract692605

Assessed Land Value$35,493

Assessed Improvement Value$275,926

Assessment Year2025

About this property

Very well maintained DR Horton 3 bedroom/2 bath home in highly desirable Valley Ranch. Just minutes from the Grand Parkway and Valley Ranch town center with all the shopping and dining you need! PLUS, directly across the street from the elementary school so the kids can walk or ride their bikes very easily. PLUS, just around the corner for the club house, pool and park! PLUS this home sits on a larger corner lot with NO BACK NEIGHBORS! Home features formal dining room with butlers storage, study with closet so could be a 4th bedroom and open floor plan to the kitchen, breakfast and family room. Family room provides a cozy fireplace for these cold Texas winters! Split floor plan with spacious master bedroom. Tile flooring throughout entire home so easy maintenance and great for the fur babies! Lg covered back patio with spacious yard. Shed included. MOST FURNITURE IS AVAILABLE FOR SALE AND NEGOTIABLE SO THIS CAN BE A ONE STOP SHOP FOR YOUR BUYER! MOTIVATED SELLER!

Investor Tools

$314,000

Estimated Property Value

$173,322Estimated Mortgage Balance

$140,678Estimated Equity

44% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$1,884 /month

Positive

Cash Flow Estimate:

$628 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$730/month

$750/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$7,185

$311,419

2025

$35,493

$275,926

$311,419

Tax History

Year

Tax Paid

Assessed Value

2024

$7,185

$311,419

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Town Square Mortgage & Investments Inc

Conventional

$192,000

First

Apr 26, 2021

May 2041

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$173,322

$138,097

44%

55%

$1,152/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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