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$399,999

21602 Oregon Ln, Lago Vista, TX, 78645

On MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,821 Sq Ft
price_per_sqft$219.66 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Must-SellAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesBuilt-In Electric Oven, Built-In Range, Dishwasher, Disposal, Microwave, Oven, Water Softener, Water Softener Owned
FlooringCarpet, Tile

Exterior

Exterior FeaturesPrivate Yard
Lot Size12,955 sqft

Building Information

Year Built2022
Stories1
Roof Type121
Garage Spaces1

Land Information

APN01629214010000
Lot Number34184
SubdivisionHighland Lake Estates Sec 34
Land UseResidential
Legal DescriptionLOT 34184 HIGHLAND LAKE ESTATES SEC 34
Census Tract037400
Assessed Land Value$52,608
Assessed Improvement Value$313,452
Assessment Year2025

About this property

DREAM BACKYARD | UPGRADES THROUGHOUT | EXPANDED PATIO | EV CHARGER + WATER SOFTENER | RV PARKING | Fully-fenced large backyard with double gate access. Extensive backyard upgrades include raised garden beds, a paver patio fire pit area, partially xeriscaped yard, new deck extension, and a wood-framed storage shed built-onsite. The yard is fully enclosed with an expanded privacy fence under warranty. Additional features include stone accents on the front pillars, EV charger (garage), water softener (fully paid and likely to convey), and in-ground sprinklers. RV/boat parking on the side of the home! 4-bedroom, 2-bath open floor plan home with a spacious living room and kitchen, including built-in shelving. The primary suite includes a custom accent wall, upgraded lighting, soaker tub, upgraded shower fixture, and updated bath hardware. This home has it all - down to the perfect nook for your mud room at the entrance! Lago Vista POA amenities include access to approximately 350 acres of private amenities including 9 lakefront parks, 2 fitness centers, 6 party pavilions, 5 playgrounds, 4 boat ramps, a marina, indoor fishing well, campground, swimming pool, 9-hole disc golf course, tennis/pickleball courts, basketball courts, and more. The POA is not an HOA and provides access to amenities rather than governing the use of your home.

Investor Tools

$356,610Estimated Mortgage Balance
$10,573Estimated Equity
2% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,400 /month
Positive
Cash Flow Estimate:
$800 /month

Interested in this property?

Michelle Varela

Vistas Real Estate

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$615/month
$240/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,548
$366,060
2025
$52,608
$313,452
$366,060
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,548
$366,060

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cmg Mortgage Inc
Va
$366,386
Yes
First
Oct 24, 2024
Nov 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$356,610
$9,450
2%
97%
$2,197/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,170/mo
$2,437/mo
$-267/mo
7.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

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