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$282,000

221 Zoar Ave, Lubbock, TX, 79416

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,838 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$127.86 / sqft
Year BuiltBuilt in 1995

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListDeal ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesRange, Disposal, Dishwasher, Free-Standing Gas Range, Free-Standing Range, Microwave
FlooringCarpet, Hardwood

Exterior

Lot Size4,938 sqft

Building Information

Year Built1995
Garage Spaces2

Land Information

APNR92628
Lot Number522
SubdivisionWhisperwood
Land UseResidential
Legal DescriptionWHISPERWOOD L 52-B-1
Census Tract000411
Assessed Land Value$50,000
Assessed Improvement Value$196,726
Assessment Year2025

About this property

Gorgeous Townhome in Whisperwood! Tucked Neatly at the End of a Cul-De-Sac This Home Has Had COMPLETE Renovations Inside & Out in The Past Few Years- Striking Curb Appeal With Custom Landscaping and a Front Courtyard W/Decorative Wrought Iron Sets the Stage- Spacious & Bright Interior With Rich Hardwood Flooring and Plantation Shutters-The Living Room is Oh So Inviting...Brick Fireplace and Built-Ins With Just the Right Pop of Blue!Dinner Party Ready with TWO Dining Spaces and a Kitchen Ready for Action...Gas Range, Center Island, Stainless Appliances, Under Counter Lighting and Enormous Amounts of Cabinet and Counter Space! Large Pantry Plus Utility Area With Built-In Desk- Isolated Master Suite With Wonderful Bath...Separate Shower,Air-Flow Tub,Double Sinks & Closets-Isolated Second Bedroom W/Spacious Hall Bath-Inviting Side Patio-Insulated Tuffshed W/Electricity, 7' Privacy Fence- This Meticulous Homeowner Has Touched Almost Every Inch of this Home so Your Only Job Will be to EnJOY!

Investor Tools

Property Icon
$282,000
Estimated Property Value
$176,000Estimated Mortgage Balance
$125,001Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,692 /month
Positive
Cash Flow Estimate:
$564 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$497/month
$240/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,555
$246,726
2025
$50,000
$196,726
$246,726
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,555
$246,726

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Firstcapital Bank Of Texas Na
Conventional
$176,000
No
First
Oct 30, 2020
Nov 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$156,999
$125,001
44%
56%
$1,056/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,170/mo
$1,296/mo
$-126/mo
5.0%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lubbock

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221 Zoar Ave | Property Details | No Agent List