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$678,000

22802 Whitewater Creek Cir, Katy, TX, 77450

Off MarketInfo
Beds5 Beds
Baths4 Bath
Baths3,556 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$153.82 / sqft
Year BuiltBuilt in 1996

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Microwave, Electric Cooktop, Dishwasher
FlooringTile, Wood

Exterior

Lot Size10,346 sqft

Building Information

Year Built1996
Garage Spaces2

Land Information

APN1187450020023
Lot Number23
SubdivisionCinco Ranch North Lake Village
Land UseResidential
Legal DescriptionLT 23 BLK 2 (HC* L 9% & I 0%) CINCO RANCH N LAKE VLG SEC 9
Census Tract455000
Assessed Land Value$92,334
Assessed Improvement Value$449,500
Assessment Year2025

About this property

Welcome to 22802 Whitewater Creek Circle! This 5 bed/3.5 bath home with Game Room and Study is located in the highly desirable neighborhood of Cinco Ranch and has been thoughtfully updated to include new wood flooring on stairs/second floor, freshly painted kitchen cabinets with new appliances (dishwasher/stove) and new partial backsplash, new frameless shower in master and new countertops in all bathrooms, brand new paint throughout, and more. Showcasing high ceilings, ample natural light, no carpet, neutral paint color, manicured front & back yard, ALL NESTLED ON A LARGE CORNER LOT with mature trees in front & back, this is the perfect place to call home! Walking distance to Golf Course! Right near La Centera!

Investor Tools

Property Icon
$678,000
Estimated Property Value
$546,250Estimated Mortgage Balance
$167,297Estimated Equity
19% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,068 /month
Positive
Cash Flow Estimate:
$1,356 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$291/month
$1,115/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$104
$541,834
2025
$92,334
$449,500
$541,834
No

Tax History

Year
Tax Paid
Assessed Value
2024
$104
$541,834

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Affinity Fcu
Conventional
$546,250
No
First
May 16, 2022
Jun 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$510,703
$65,297
11%
75%
$0/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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22802 Whitewater Creek Cir | Property Details | No Agent List