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$491,000

NAL Estimated Property Value

2309 Monticello Cir, Plano, TX, 75075

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,286 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$216.49 / sqft
Year BuiltBuilt in 1973

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave
FlooringVinyl

Building Information

Year Built1973
Stories1
Roof Type105
Garage Spaces2

Land Information

APNR-0144-004-0030-1
Lot Number3
SubdivisionDallas North Estates 14th Installment (C
Land UseResidential
Legal DescriptionDALLAS NORTH ESTATES 14TH INSTALLMENT (CPL), BLK 4, LOT 3
Census Tract031626
Assessed Land Value$125,000
Assessed Improvement Value$232,114
Assessment Year2025

About this property

This home has been completely gutted and fully renovated, offering a modern, efficient, and truly move-in ready space. Step inside to an open-concept layout filled with natural light, flowing seamlessly across brand-new flooring, windows, and doors. Every major system has been replaced, including the HVAC with new ducts, updated plumbing, and more, ensuring long-term comfort and peace of mind. At the heart of the home is a chef’s kitchen, featuring all-new cabinetry, a stylish backsplash, stainless-steel appliances, and a 36-inch gas range. The living room adds designer appeal with a custom modern wood-paneled feature wall, while a functional mudroom keeps daily life organized. A tile-covered back porch extends the living area outdoors, perfect for dining or relaxation, and the large backyard provides space for entertaining, gardening, or play. The home’s curb appeal is enhanced with fresh sod, new fencing, and a durable concrete driveway. A neutral designer palette and quality finishes give the entire home a polished, timeless feel. Located on a quiet cul-de-sac in the well-established Dallas North Estates and Stratford Estates neighborhood, it offers both tranquility and convenience. The property is situated within the highly regarded Plano Independent School District (PISD), recognized for academic excellence, award-winning programs, and strong college readiness. Quick access to US-75, George Bush Turnpike, and Downtown Plano’s shopping, dining, and parks makes this property as practical as it is beautiful. With every system renewed and every finish thoughtfully updated, this is a rare opportunity to own a turnkey home in one of Plano’s most desirable areas—priced for a quick sale in today’s market.

Investor Tools

Property Icon
$491,000
Estimated Property Value
$321,648Estimated Mortgage Balance
$169,352Estimated Equity
34% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,969 /month
Positive
Cash Flow Estimate:
$990 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$262/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$690
$357,114
2025
$125,000
$232,114
$357,114
No

Tax History

Year
Tax Paid
Assessed Value
2024
$690
$357,114

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
212 Loans Llc
Commercial
$50,000
No
First
Apr 30, 2025
Oct 2025

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$321,648
$169,352
34%
66%
$1,949/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Plano

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2309 Monticello Cir | Property Details | No Agent List