B+

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Owner Contacts

$660,000

NAL Estimated Property Value

23230 Winter Oaks, San Antonio, TX, 78260

Off Market

2 Beds

2 Bath

2,093 Sq Ft

Single Family Residence

$327.28 / sqft

Built in 2003

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 2

Bathrooms Full 2

Indoor Fireplace

Heating Forced Air Unit

Cooling

AppliancesDishwasher, Range, Cooktop

FlooringWood, Tile

Exterior

Exterior FeaturesBalcony

Lot Size5.01 acres

Building Information

Year Built2003

Stories2

Roof Type112

Land Information

APN04930-102-0050

Lot Number5

SubdivisionOak Moss North

Land UseResidential

Legal DescriptionCB 4930A BLK 2 LOT 5

Census Tract191804

Assessed Land Value$365,500

Assessed Improvement Value$109,500

Assessment Year2025

About this property

VIEWS VIEWS VIEWS! Hill Country Living minutes from the amenities of San Antonio yet outside the city limits with no restrictions or HOA! Property features a private driveway at the end of a cul de sac and encompasses five full acres with a lovely Hill Country Retreat and room to build another. Four sides stucco and filled with natural light this home has a metal roof, multiple scenic decks, built-ins, Saltillo tile, master down, gutters, water softener, high ceilings, casement windows, hard counters and more! Fresh paint and new water heater too! Ultra unique property lovingly built by seller with endless possibilities. Unlimited enjoyment awaits!

Investor Tools

$660,000

Estimated Property Value

$594,774Estimated Mortgage Balance

$65,226Estimated Equity

9% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$4,110 /month

Positive

Cash Flow Estimate:

$1,370 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$1,000/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$8,699

$475,000

2025

$365,500

$109,500

$475,000

Tax History

Year

Tax Paid

Assessed Value

2024

$8,699

$475,000

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

International Bank Of Commerce

Conventional

$598,500

First

Sep 5, 2025

Oct 2055

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$594,774

$65,226

90%

$4,132/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,920/mo

$4,132/mo

$-2,212/mo

3.5%

Learn About the Market: Opportunity in San Antonio

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San Antonio

San Antonio balances deep Texas history with steady modern growth. Home to the Alamo and the River Walk, the city carries cultural gravity — but its economic foundation is anchored in military installations, healthcare networks, cybersecurity, and tourism.

Compared to many peer metros, San Antonio maintains a lower cost of living and more affordable housing, attracting both military families and long-term residents seeking stability. It’s a market defined less by flash and more by durability — steady expansion with strong community roots.

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